Dan Kaercher

Dan Kaercher

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Closed

$499,000

($87,010 down)
FHA

133 Espanas Gln, Escondido, CA 92026

2
3
1,040 sqft
PITI Monthly
$2,878.97 /mo

Listing courtesy of: Diana Iniguez Robles, The Oppenheim Group

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,880 /mo
$2,984 /mo

What's Special

GATED COMMUNITY
SPACIOUS
FIREPLACE
PATIO
CHARMING
COZY

Located in the desirable heart of Escondido, this charming townhome in the gated community of Villa Espana offers convenience and comfort. Nestled intimately within the complex, this immaculate residence features two spacious bedrooms, a cozy living room adorned with a fireplace, and a layout that optimizes every square foot. Recent upgrades enhance the appeal of this cozy abode, while a private patio provides a perfect spot for relaxation. Additionally, the townhome boasts the convenience of an in-unit washer and dryer and a tranquil community setting with easy access to schools, shops, and major freeways. Assigned parking and a 1 car garage further elevate the convenience and appeal of this exceptional home. The community also features a sparkling and refreshing pool ready for the summer days.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,878.97/mo
Estimated Loan Balance
$412,814
Cash to close
$87,010
Interest Paid
$42,619

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1985
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North Escondido
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Villa Espana
  • HOA Amenities: Unknown
  • HOA Fee: $276
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $479.81
  • Tax Annual Amount: $6237.5
  • On Market Date: 2025-03-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,010 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $87,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$411,990
Your Cash$87,010
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,880/mo
Traditional @ 7.5%
$3,096/mo
You save $1,216/month ($14,591/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250020435SD

Listing From:

Last updated: 2025-03-04T06:36:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,880 /mo
$2,984 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,010 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $87,010!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$411,990
Your Cash$87,010
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,880/mo
Traditional @ 7.5%
$3,096/mo
You save $1,216/month ($14,591/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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