Dan Kaercher

Dan Kaercher

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$490,000

($45,570 down)
FHA

1338 Dunsmore Drive, Waconia, MN 55387

4
3
3,076 sqft
PITI Monthly
$3,674.41 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,821 /mo
$3,065 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
VAULTED CEILINGS
HOME OFFICE
GAME ROOM
WET BAR
PATIO
WALKING TRAILS

This stunning home offers privacy and direct access to scenic walking trails. Stunning new landscape added which was designed and purchased from Superior Lawn & Landscape. The open floor plan is perfect for entertaining, featuring a four-season porch and a paver patio to enjoy the outdoors. The spacious kitchen provides ample counter space, while the living and dining areas showcase soaring vaulted ceilings. The owner’s suite boasts a dual vanity for added convenience. The lower-level walkout is designed for both relaxation and productivity. The lower-level is complete with a fireplace, wet bar, game room, home office, workout area, workshop, and plenty of extra storage. New air conditioner unit was added in 2024 and a new water heater was installed in 2023. The home includes an in-home water filtration system.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$3,674.41/mo
Estimated Loan Balance
$445,368
Cash to close
$45,570
Interest Paid
$52,212

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Partial, Wood
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Willowbrooke 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Waconia

Financial Details

  • Price per Sqft: $159.3
  • Tax Annual Amount: $5748
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $45,570 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $45,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$444,430
Your Cash$45,570
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,821/mo
Traditional @ 7.5%
$3,179/mo
You save $359/month ($4,302/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6679723

Listing From: northstar

Last updated: 2025-03-24T00:57:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,821 /mo
$3,065 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $45,570 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $45,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$444,430
Your Cash$45,570
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,821/mo
Traditional @ 7.5%
$3,179/mo
You save $359/month ($4,302/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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