Dan Kaercher

Dan Kaercher

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Under Contract

$555,000

($86,777 down)
VA

1337 E Elm Street, Cottonwood, AZ 86326

3
2
1,681 sqft
PITI Monthly
$2,423.5 /mo

Listing courtesy of: Richard Harless, AZ Flat Fee

Assumed Rate

3.1%
7.15%

Principal & Interest

$2,135 /mo
$3,377 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
MASTER SUITE
MOUNTAIN VIEWS
SAFE
COZY
NO HOA

Beautiful and spacious 2022 3 bed 2 bath home for sale in the heart of Cottonwood, Arizona, near all the amenities and NO HOA! Get cozy and enjoy gorgeous Sedona red rock, mountain views and the best sunsets Arizona has to offer on a spacious covered front porch. The unique landscape features custom metal work railing, stone-filled gabion baskets as well as artificial turf. Built with a custom floor plan that will impress you with its high ceilings, large windows, electronic smart sunshades, laminate flooring, beautiful color palette, a master suite with a walk in closet including a laundry chute, bathroom with dual sinks, quartz vanity, a luxurious glass shower and a large soak tub. The gorgeous kitchen is open to the living and dining room and features granite countertops and waterfall island, white cabinetry with crown moulding, herringbone tile backsplash, stainless steel appliances, large farmhouse sink, pantry and wonderful pendant lighting. The back door leads into a quaint backyard where you can indulge in hobbies, fun or relaxation with a high private fence. Ring smart lights create a lovely ambiance to your front steps as well as two Ring security cameras with floodlight capabilities attached to each side of the home to ensure you feel safe and sound in your new residence. This home is easy to picture your new life and memories in! A true gem in the Verde Valley! Act NOW!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,423.5/mo
Estimated Loan Balance
$471,902
Cash to close
$86,777
Interest Paid
$47,503

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Wood Frame, Painted, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Septic Tank
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Wood Frame, Painted, Stone
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Joe Mulcaire Contracting

Community & HOA

Community
  • Subdivision: Five Star Hgt
  • Features: Biking/Walking Path
HOA
  • Has HOA: No
Location
  • Region: Cottonwood

Financial Details

  • Price per Sqft: $330.16
  • Tax Annual Amount: $1461
  • On Market Date: 2025-02-05T22:50:06.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,777 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $86,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$468,223
Your Cash$86,777
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$2,135/mo
Traditional @ 7.5%
$3,503/mo
You save $1,368/month ($16,414/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6816044

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-27T19:57:11.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$2,135 /mo
$3,377 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,777 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $86,777!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$468,223
Your Cash$86,777
Total Purchase Price:$555,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$2,135/mo
Traditional @ 7.5%
$3,503/mo
You save $1,368/month ($16,414/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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