Dan Kaercher

Dan Kaercher

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Closed

$249,900

($41,130 down)
FHA

1336 12th Avenue N, Saint Cloud, MN 56303

N/A
N/A
1,620 sqft
PITI Monthly
$1,975.63 /mo

Listing courtesy of: , RES Realty

Assumed Rate

7.2%
7.15%

Principal & Interest

$1,426 /mo
$1,419 /mo

What's Special

FRESH PAINT
FINISHED BASEMENT

Well-maintained side-by-side duplex! Each unit features 2 bedrooms and 1 full bathroom. The full unfinished basement include drain tile, sump basket, and egress windows, providing potential for a third bedroom. The property boasts newer windows, vinyl siding, fresh paint, and new flooring throughout. Tenants are responsible for their electricity and gas. Don't miss this opportunity to own a duplex with great potential!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.2
Remaining Loan Term
28 years, 9 months
Monthly PITI
$1,975.63/mo
Estimated Loan Balance
$224,640
Cash to close
$41,130
Interest Paid
$18,804

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms:
  • Bathrooms:
Cooling & Heating
  • Cooling: Unknown
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Asphalt
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Duplex Side by Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1963
Details
  • Builder:

Community & HOA

Community
  • Subdivision: First Add To North Side Park
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $154.26
  • Tax Annual Amount: $3006
  • On Market Date: 2024-08-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $41,130 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $41,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$208,770
Your Cash$41,130
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$1,426/mo
Traditional @ 7.5%
$1,472/mo
You save $46/month ($550/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6594163

Listing From: northstar

Last updated: 2024-11-13T16:48:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.2%
7.15%

Principal & Interest

$1,426 /mo
$1,419 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,130 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $41,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.2% Sellers Rate
$208,770
Your Cash$41,130
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 7.2%
$1,426/mo
Traditional @ 7.5%
$1,472/mo
You save $46/month ($550/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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