Dan Kaercher

Dan Kaercher

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$747,400

($161,435 down)
FHA

1329 Shell Ln, Clayton, CA 94517

3
3
1,355 sqft
PITI Monthly
$4,097.08 /mo

Listing courtesy of: Ed Massey, Compass

Assumed Rate

5.52%
7.15%

Principal & Interest

$3,451 /mo
$4,096 /mo

What's Special

SERENE
ENTERTAINMENT
MODERN
STAINLESS STEEL APPLIANCES

Welcome to your dream home in the heart of Clayton, CA, where modern elegance meets comfortable living. This stunning residence offers 3 beds and 2.5 baths, encompassing approximately 1,355 SF of thoughtfully designed living space. Step inside to discover a world of chic finishes and contemporary style. The interior boasts fresh new paint, classy and durable vinyl flooring, creating a seamless flow throughout the home. Recessed lighting casts a warm glow, highlighting the new windows adorned with timeless plantation shutters, ensuring both privacy and style. The heart of the home is the beautifully updated kitchen, a culinary enthusiast's delight. It features sleek quartz countertops, updated cabinets, top-of-the-line stainless steel appliances, and the glass door cabinets adding a touch of sophistication. Venture outside to find a serene oasis with newer pavers and lush turf perfect for relaxation and entertainment. Enjoy a summer barbecue or a quiet evening under the stars, this outdoor area is designed for enjoyment and leisure. Golf enthusiasts will appreciate the proximity to Oakhurst Country Club, while the vibrant Downtown Clayton area, with its array of amenities and popular festivals, is just a stone's throw away.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$4,097.08/mo
Estimated Loan Balance
$587,466
Cash to close
$161,435
Interest Paid
$87,686

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Laminate, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Gunite, Association

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Contemporary
Materials
  • WoodSiding
  • Roof: Tile
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision: CHAPARRAL SPRNGS
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: CHAPPARAL SPRINGS
  • HOA Amenities: Unknown
  • HOA Fee: $509
  • HOA Frequency: $Monthly
Location
  • Region: Clayton

Financial Details

  • Price per Sqft: $551.59
  • Tax Annual Amount: $9342.5
  • On Market Date: 2025-01-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,435 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $161,435!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$585,965
Your Cash$161,435
Total Purchase Price:$747,400

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$3,451/mo
Traditional @ 7.5%
$4,249/mo
You save $798/month ($9,572/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41080774

Listing From:

Last updated: 2025-04-03T21:43:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$3,451 /mo
$4,096 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,435 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $161,435!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$585,965
Your Cash$161,435
Total Purchase Price:$747,400

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$3,451/mo
Traditional @ 7.5%
$4,249/mo
You save $798/month ($9,572/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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