Dan Kaercher

Dan Kaercher

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Closed

$589,000

($378,127 down)
FHA

1326 Bidwell Avenue, Chico, CA 95926

3
2
2,088 sqft
PITI Monthly
$1,836.97 /mo

Listing courtesy of: Lea Johnson, Parkway Real Estate Co.

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,461 /mo
$2,000 /mo

What's Special

SERENE
SPACIOUS
MODERN
FIREPLACE
PRIVATE BACKYARD
FENCED YARD
HISTORIC
COZY

Historic Charm Meets Modern Elegance on Almost an Acre Across from Big Chico Creek! This incredible property is steeped in history and character, sitting on nearly an acre of land that was once part of Bidwell Rancho and one of Annie Bidwell’s first subdivisions. Originally constructed in 1948 with adobe craftsmanship and expanded in 1971, this home underwent stunning updates in 2017-2018, seamlessly blending its historical roots with modern touches. Step into the living room, where two large picture windows frame the serene surroundings. The white boxed wood-beamed ceilings, white adobe block walls, and a breathtaking fireplace with custom Italian masonry create a space that’s both cozy and grand. The open-concept design flows into the kitchen, a chef’s dream featuring Brazilian quartzite Blue Roma countertops, custom Teak dovetail soft-close cabinetry, a Bluestar range, and striking Japanese Shou Sugi Ban wood paneling. And yes, there’s even a built-in pizza oven! The primary bedroom offers its own private fireplace, while the expansive back bedroom boasts tall ceilings, an en-suite bathroom, and private backyard access. The additional bathroom is equally luxurious, featuring marble finishes and a double-size walk-in shower. Outside, the magic continues with a native plant xeriscape garden, rich loamy soil, and a fully fenced yard perfect for gardening or animals. Enjoy a variety of fruit trees, an above-ground pool, and a spacious garage that could double as a woodworking studio. Additional highlights include Lowen doors and windows, tile flooring throughout, an on-demand water heater, a whole house fan, and a new roof installed in 2018. Practical updates like new septic leach fields (2012) and alley access add to the property’s appeal, including potential for an ADU or studio on the splitable lot. This is a rare opportunity to own a piece of Chico’s history while enjoying the comforts of modern living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.27
Remaining Loan Term
16 years, 6 months
Monthly PITI
$1,836.97/mo
Estimated Loan Balance
$212,285
Cash to close
$378,127
Interest Paid
$147,717

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Central
Features
  • Materials: Brick, Block, Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Insert, FamilyRoom, Masonry, PrimaryBedroom, WoodBurningStove
  • Flooring: Concrete, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: AboveGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Brick, Block, Stucco, WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $282.09
  • Tax Annual Amount: $
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $378,127 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $378,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$210,873
Your Cash:$378,127
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,461/mo
Traditional @ 7.5%
$2,075/mo
You save $615/month ($7,374/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN24235464

Listing From:

Last updated: 2025-01-14T00:57:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.27%
7.15%

Principal & Interest

$1,461 /mo
$2,000 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $378,127 (64%)
You can enter any amount below - secondary financing will cover the difference if needed.
64%
$

You cover the entire equity of $378,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.27% Sellers Rate
$210,873
Your Cash:$378,127
Total Purchase Price:$589,000

Assumed vs Traditional Mortgage

Assumed @ 4.27%
$1,461/mo
Traditional @ 7.5%
$2,075/mo
You save $615/month ($7,374/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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