Dan Kaercher

Dan Kaercher

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Closed

$325,000

($299,042 down)
FHA

13252 181st Lane NW, Elk River, MN 55330

3
2
1,978 sqft
PITI Monthly
$624.83 /mo

Listing courtesy of: , RE/MAX Advantage Plus

Assumed Rate

4.07%
7.15%

Principal & Interest

$138 /mo
$194 /mo

What's Special

SHOPPING

Located near Lake Orono and the Mississippi River. Short walk to parks and walking paths. Nearby schools, shopping, with easy access to major roadways. Newer mechanicals - Furnace, A/C, Water Heater, Garage Door with Smart Garage Door opener. Attached 3 car garage and large 16'x24' detached garage in backyard that's perfect for extra storage, boat or other off-road toys. Priced to sell, don't miss out on this wonderful opportunity to build equity in Elk River. Make this your home today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 8 months
Monthly PITI
$624.83/mo
Estimated Loan Balance
$26,400
Cash to close
$299,042
Interest Paid
$5,923

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1995
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Country Crossing
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Elk River

Financial Details

  • Price per Sqft: $164.31
  • Tax Annual Amount: $3798
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $299,042 (92%)
You can enter any amount below - secondary financing will cover the difference if needed.
92%
$

You cover the entire equity of $299,042!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$25,958
Your Cash:$299,042
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$138/mo
Traditional @ 7.5%
$201/mo
You save $63/month ($754/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6632901

Listing From: northstar

Last updated: 2025-02-10T16:36:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$138 /mo
$194 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $299,042 (92%)
You can enter any amount below - secondary financing will cover the difference if needed.
92%
$

You cover the entire equity of $299,042!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$25,958
Your Cash:$299,042
Total Purchase Price:$325,000

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$138/mo
Traditional @ 7.5%
$201/mo
You save $63/month ($754/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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