Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$244,500

($91,532 down)
FHA

1321 N 4th Street, Montevideo, MN 56265

4
2
1,917 sqft
PITI Monthly
$1,464.42 /mo

Listing courtesy of: , Full Circle Realty Group

Assumed Rate

4.14%
7.15%

Principal & Interest

$827 /mo
$1,151 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
DECK
PRIVATE BACKYARD
PLAYGROUND
COZY

Welcome to this warm & inviting split foyer home located on a large corner lot with a private backyard! Can you see entertaining family or friends in this home? This home has an open concept living room & updated kitchen with a beautiful center island, newer cabinets, granite countertop, tile backsplash & stainless steel appliances. Dining area with sliding door that opens up to a12'x24' deck that overlooks the backyard. The upper floor has a spacious primary bedroom, 2nd bedroom and an updated full bath. The lower level offers a cozy family room with a gas fireplace for the cool weather to come! The lower level also has 2 additional bedrooms, a 3/4 bathroom, Utility Room/Laundry Room and an unfinished 2nd Kitchen space which you could use for the perfect pizza night or popcorn for movie nights! This home is conveniently located just across the street from Ramsey Elementary School and the playground! Two car detached garage and garden shed for storage. Enjoy the Plum Tree in the backyard and quiet evenings living near the edge of town. Do not miss out on this opportunity, call for a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.14
Remaining Loan Term
24 years, 2 months
Monthly PITI
$1,464.42/mo
Estimated Loan Balance
$164,584
Cash to close
$91,532
Interest Paid
$38,987

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Decorative, Family Room, Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oddfellows 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Montevideo

Financial Details

  • Price per Sqft: $127.54
  • Tax Annual Amount: $4398
  • On Market Date: 2024-10-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,532 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $91,532!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$152,968
Your Cash$91,532
Total Purchase Price:$244,500

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$827/mo
Traditional @ 7.5%
$1,194/mo
You save $366/month ($4,397/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6625951

Listing From: northstar

Last updated: 2025-03-18T18:58:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$827 /mo
$1,151 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,532 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $91,532!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$152,968
Your Cash$91,532
Total Purchase Price:$244,500

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$827/mo
Traditional @ 7.5%
$1,194/mo
You save $366/month ($4,397/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.