Dan Kaercher

Dan Kaercher

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Closed

$227,000

($41,427 down)
FHA

1320 3rd Avenue S, Moorhead, MN 56560

3
2
2,070 sqft
PITI Monthly
$1,509.24 /mo

Listing courtesy of: , Berkshire Hathaway HomeServices Premier Properties

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,031 /mo
$1,300 /mo

What's Special

SPACIOUS
MODERN
RENOVATED
HARDWOOD FLOORS
FIREPLACE
FENCED YARD
CHARMING
COZY

Charming and full of character, this beautifully maintained 3-bedroom, 2-bathroom home offers a blend of classic charm and modern convenience. Step inside to gleaming refinished hardwood floors that flow through the spacious living areas, creating a warm and inviting atmosphere. Updates abound in this home with some newer windows, renovated bathrooms featuring stylish tiles and modern fixtures, new kitchen flooring, and extra insulation in the attic. The electric fireplace will become your go-to feature once the cooler days arrive. The large, fenced yard provides the perfect space for outdoor activities, gardening, or simply relaxing in your private retreat. With plenty of storage throughout, including built-ins and ample closet space, you’ll have room for everything you need. Whether you're entertaining or enjoying cozy nights at home, this house offers comfort, style, and functionality. Don't miss your chance to own this unique property!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$1,509.24/mo
Estimated Loan Balance
$186,860
Cash to close
$41,427
Interest Paid
$26,589

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Steel Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full, Wood
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 1940
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Whites 1st Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Moorhead

Financial Details

  • Price per Sqft: $109.66
  • Tax Annual Amount: $2306
  • On Market Date: 2024-09-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $41,427 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $41,427!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$185,573
Your Cash$41,427
Total Purchase Price:$227,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,031/mo
Traditional @ 7.5%
$1,348/mo
You save $318/month ($3,810/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6601961

Listing From: northstar

Last updated: 2024-10-22T12:39:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,031 /mo
$1,300 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $41,427 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $41,427!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$185,573
Your Cash$41,427
Total Purchase Price:$227,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,031/mo
Traditional @ 7.5%
$1,348/mo
You save $318/month ($3,810/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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