Dan Kaercher

Dan Kaercher

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Closed

$249,900

($88,214 down)
FHA

13198 Spencer Sweet Pea Lane, Eden Prairie, MN 55347

2
2
1,086 sqft
PITI Monthly
$1,420.64 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

4.63%
7.15%

Principal & Interest

$934 /mo
$1,227 /mo

What's Special

LOCATION
SHOPPING
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO

Much to like with a sparkling full kitchen update featuring white cabinetry, backsplash, Cambria countertops and black stainless steel appliances (2021). Other notable updates include furnace and AC (2021), water heater (2020), washer & dryer (2021), main level LVP flooring (2020) and LED lighting in main living area (2022). A great floor plan with convenient half bath on main, bedroom level laundry and two good sized bedrooms with walk-in closets. Plus, a patio with privacy fencing and guest parking across the street. Nice Eden Prairie location in close proximity to parks, trails, shopping and restaurants. Available starting Friday, 1/24!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.63
Remaining Loan Term
23 years, 8 months
Monthly PITI
$1,420.64/mo
Estimated Loan Balance
$163,827
Cash to close
$88,214
Interest Paid
$50,434

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Privacy, Vinyl
Roof
  • Roof: Age Over 8 Years, Architectural Shingle, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age Over 8 Years, Architectural Shingle, Asphalt, Pitched
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cic 0799 Staring Lake Courthomes
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Sharper Management
  • HOA Amenities: Unknown
  • HOA Fee: $312
  • HOA Frequency: $Monthly
Location
  • Region: Eden Prairie

Financial Details

  • Price per Sqft: $230.11
  • Tax Annual Amount: $2490
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,214 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $88,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$161,686
Your Cash$88,214
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$934/mo
Traditional @ 7.5%
$1,273/mo
You save $338/month ($4,058/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6651331

Listing From: northstar

Last updated: 2025-03-17T15:45:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.63%
7.15%

Principal & Interest

$934 /mo
$1,227 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,214 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $88,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.63% Sellers Rate
$161,686
Your Cash$88,214
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 4.63%
$934/mo
Traditional @ 7.5%
$1,273/mo
You save $338/month ($4,058/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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