Dan Kaercher

Dan Kaercher

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Closed

$369,900

($77,424 down)
FHA

1313 Glasgow Road, Saint Cloud, MN 56303

5
4
2,676 sqft
PITI Monthly
$2,008.37 /mo

Listing courtesy of: , Century 21 First Realty, Inc.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,291 /mo
$2,111 /mo

What's Special

LARGE CENTER ISLAND
ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT
WET BAR
PATIO
MATURE TREES
LANDSCAPED
SPRINKLER SYSTEM
COZY
MOTIVATED SELLER

**Move-In Ready 5-Bedroom, 4-Bathroom Home with Wheelchair Accessibility and Finished Basement** This well-maintained, modified two-story home features 5 bedrooms, 4 bathrooms, and over 2,600 sq. ft. of living space—perfect for family living and entertaining. The home offers wheelchair accessibility with a ramp in the garage and an optional chair lift. The basement is wheelchair-accessible with extra-wide doors, an adjusted bathroom with roll-in shower, roll-under sink, and shower grab bars. A spacious 3-stall attached garage provides ample room for vehicles and storage, while central air and forced air heating ensure year-round comfort. The modern kitchen is designed with granite countertops, stainless steel appliances, a garbage disposal, and a large center island. Kitchen doors open to a back patio, ideal for outdoor dining, entertaining, or relaxation. The main level includes a formal dining room, family room with a cozy gas fireplace, a flexible bedroom or office space, and a convenient laundry room with additional storage space. Upstairs, the primary bedroom offers a spacious retreat with a walk-in closet and en-suite bath featuring double sinks. The second full bathroom on this level includes a skylight for natural light. The fully finished basement has an entertainment room with egress windows, a wet bar, and potential for an in-law suite or additional living space. It includes a spare bedroom, 3/4 bath, and a large storage room. Outside, the beautifully landscaped backyard features mature trees for shade and privacy, along with an in-ground sprinkler system. Located just minutes from Veteran’s Drive, Westwood Elementary, Apollo High School, and local amenities, this home is move-in ready. Motivated sellers are prepared to move within 30 days of an accepted offer. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,008.37/mo
Estimated Loan Balance
$293,073
Cash to close
$77,424
Interest Paid
$28,541

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Aluminum Siding, Brick/Stone
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric Log, Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Composite, Partial, Privacy
Roof
  • Roof: Age Over 8 Years, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Aluminum Siding, Brick/Stone
  • Roof: Age Over 8 Years, Asphalt
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kensington Gardens
  • Features: Doors 36"+, Grab Bars In Bathroom, Stair Lift, Partially Wheelchair, Wheelchair Ramp(s), Roll-In Shower, Roll Under Accessibility
HOA
  • Has HOA: Yes
  • HOA Name: Kensington Garden Association
  • HOA Amenities: Unknown
  • HOA Fee: $200
  • HOA Frequency: $Annually
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $138.23
  • Tax Annual Amount: $4152
  • On Market Date: 2024-11-11T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $77,424 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $77,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$292,476
Your Cash$77,424
Total Purchase Price:$369,900

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,291/mo
Traditional @ 7.5%
$2,190/mo
You save $899/month ($10,786/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6630195

Listing From: northstar

Last updated: 2025-01-03T22:44:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,291 /mo
$2,111 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $77,424 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $77,424!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$292,476
Your Cash$77,424
Total Purchase Price:$369,900

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,291/mo
Traditional @ 7.5%
$2,190/mo
You save $899/month ($10,786/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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