Dan Kaercher

Dan Kaercher

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$875,000

($196,547 down)
VA

130 Scenic Dr, El Cajon, CA 92021

3
3
1,740 sqft
PITI Monthly
$5,389.34 /mo

Listing courtesy of: Silvia Tirado, Mission Realty Group

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,261 /mo
$4,719 /mo

What's Special

SPACIOUS
PATIO
PRIVATE BACKYARD
CLUBHOUSE
CHARMING
COZY
EFFICIENT

Your Dream Home Awaits – You Have to See This One in Person! Step into the kind of home that checks all the boxes—and then some. This beautifully designed gem offers 3 spacious bedrooms, 2.5 bathrooms, and 1,740 square feet of warm, inviting living space that instantly feels like home. From the moment you walk in, you'll notice the craftsmanship—custom soft-close cabinetry, gleaming quartz countertops, and a generous kitchen island that’s made for everything from casual breakfasts to weekend entertaining. It's the perfect blend of style and function. But this home isn’t just beautiful—it’s smart, too. With paid solar, energy-efficient windows, a whole-house attic fan, a tankless water heater, and a top-tier RHEEM HVAC system, you'll stay comfortable year-round while keeping energy costs low. Love the outdoors? You’re going to fall head over heels for the private backyard—complete with a covered patio that’s ready for your personal touch. Whether it’s a cozy coffee nook or a BBQ-ready hangout, the possibilities are endless. And the charming front patio? The ideal spot to sip your morning brew or watch the sunset in peace. There’s even RV parking, an attached garage, and room to breathe—all tucked into a welcoming, tight-knit community where neighbors still wave hello. Enjoy access to a vibrant clubhouse where you can join in on pizza nights, parades, yoga classes, and community cookouts. It’s more than a home—it’s a lifestyle.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.16
Remaining Loan Term
27 years, 8 months
Monthly PITI
$5,389.34/mo
Estimated Loan Balance
$680,764
Cash to close
$196,547
Interest Paid
$99,059

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $502.87
  • Tax Annual Amount: $10937.5
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $196,547 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $196,547!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$678,453
Your Cash$196,547
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,261/mo
Traditional @ 7.5%
$4,895/mo
You save $634/month ($7,605/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022459SD

Listing From:

Last updated: 2025-04-01T15:23:46.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,261 /mo
$4,719 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $196,547 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $196,547!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$678,453
Your Cash$196,547
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,261/mo
Traditional @ 7.5%
$4,895/mo
You save $634/month ($7,605/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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