Dan Kaercher

Dan Kaercher

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Closed

$449,999

($176,040 down)
VA

1308 E CLIFTON Avenue, Gilbert, AZ 85295

3
3
1,837 sqft
PITI Monthly
$1,526.42 /mo

Listing courtesy of: Brandon Howe, Howe Realty

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,242 /mo
$2,018 /mo

What's Special

SHOPPING
DINING
FIREPLACE
WALK-IN CLOSET
SOAKING TUB
PATIO
PLAYGROUND
COZY

Welcome to this fantastic 3-bedroom, 2.5-bathroom two-story home on a desirable N/S exposure lot that backs to a greenbelt in the highly sought-after community of Spectrum at Val Vista. Residents here enjoy a community center, numerous playgrounds, and courts for tennis, bocce ball, basketball, and pickleball, along with multiple green spaces and walking paths throughout the community. Inside, you'll find an inviting family room with a cozy fireplace and easy flow to the chef's kitchen, which includes all appliances, ample cabinet and countertop space, and a view window above the kitchen sink that brings in natural light. The kitchen is open to the dining area, providing great access to the backyard oasis. The backyard features a covered patio and low-maintenance landscaping with ample room to relax and dine alfresco. Make your way upstairs to the primary bedroom, which offers an ensuite bathroom with dual sinks, a glass-enclosed walk-in shower, a deep soaking tub, and a large walk-in closet. The two secondary bedrooms, a full guest bath, and a laundry room that includes the washer and dryer round out this upper level. Located within walking distance to Spectrum Elementary, popular restaurants, convenient shopping, and easy access to Loop 202 for commuting, this home offers a perfect blend of comfort, convenience, and community amenities. Don't miss the chance to make this your new home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,526.42/mo
Estimated Loan Balance
$282,525
Cash to close
$176,040
Interest Paid
$36,327

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile, Concrete
Condition
  • Year Built: 2005
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: SPECTRUM AT VAL VISTA PARCEL 1
  • Features: Tennis Court(s), Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Spectrum Community Assocation
  • HOA Amenities: Unknown
  • HOA Fee: $282
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $244.96
  • Tax Annual Amount: $1414
  • On Market Date: 2024-08-01T16:20:04.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $176,040 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $176,040!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$273,959
Your Cash$176,040
Total Purchase Price:$449,999

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,242/mo
Traditional @ 7.5%
$2,093/mo
You save $851/month ($10,214/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6738210

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-06T00:00:58.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,242 /mo
$2,018 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $176,040 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $176,040!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$273,959
Your Cash$176,040
Total Purchase Price:$449,999

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,242/mo
Traditional @ 7.5%
$2,093/mo
You save $851/month ($10,214/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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