Dan Kaercher

Dan Kaercher

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Pending

$559,000

($110,870 down)
VA

1308 N A Street, Lompoc, CA 93436

3
2
1,815 sqft
PITI Monthly
$2,755.91 /mo

Listing courtesy of: Irene Ryn, Coldwell Banker Realty

Assumed Rate

2.84%
7.15%

Principal & Interest

$2,007 /mo
$3,282 /mo

What's Special

SERENE
DINING
SPACIOUS
CHARMING

Welcome to this charming 3 bedroom, 2 bath home that offers both privacy and comfort in a serene setting. The property features a gated front entrance, ensuring a secluded atmosphere away from the rest of the world. As you enter, you'll be greeted by a spacious living room with a large sliding door that overlooks the backyard, offering eastern light throughout the day and creating a warm, airy ambiance. The beautiful archway opens the space to the dining area also open to the large kitchen with its own bar, plenty of cabinets and storage. There is also a pantry area with a window over the sink looking onto your private front courtyard waiting to be given your touch to create a peaceful atmosphere. The beautiful archways and style of the home provide a feeling of old world charm. Just adjacent to the kitchen and dining area is a spacious den opened up through an archway with recessed lighting and expansive windows, including a sliding door that spans nearly the entire wall, filling the room with natural light. For outdoor enthusiasts, the home offers backyard access via Two rooms plus an alleyway with ample room for a boat or small RV, perfect for those who enjoy adventure or need extra storage. The backyard also boasts fruit trees, including orange and lemon trees, providing a beautiful, low-maintenance outdoor space to enjoy year-round. This home offers the perfect blend of indoor and outdoor living with thoughtful design and plenty of natural light throughout. A true gem that balances privacy, functionality, and potential.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,755.91/mo
Estimated Loan Balance
$450,956
Cash to close
$110,870
Interest Paid
$46,498

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1963
Details
  • Builder:

Community & HOA

Community
  • Subdivision: South East Lmpc(52)
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lompoc

Financial Details

  • Price per Sqft: $307.99
  • Tax Annual Amount: $6987.5
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $110,870 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $110,870!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$448,130
Your Cash$110,870
Total Purchase Price:$559,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$2,007/mo
Traditional @ 7.5%
$3,404/mo
You save $1,397/month ($16,768/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SC25063119

Listing From:

Last updated: 2025-03-31T17:16:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$2,007 /mo
$3,282 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,870 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $110,870!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$448,130
Your Cash$110,870
Total Purchase Price:$559,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$2,007/mo
Traditional @ 7.5%
$3,404/mo
You save $1,397/month ($16,768/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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