Dan Kaercher

Dan Kaercher

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$440,000

($218,496 down)
FHA

1303 Yellow Granite Way, Monument, CO 80132

3
3
1,571 sqft
PITI Monthly
$1,662.49 /mo

Listing courtesy of: Stephen Turner, HomeSmart

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,066 /mo
$1,658 /mo

What's Special

SPACIOUS
FIREPLACE
HOME OFFICE
COZY

Welcome to Your New Home—Where Comfort Meets Convenience (and the Neighbors are Jealous!) Looking for a home that checks all the boxes without the hassle? This gem on a corner lot in Monument, CO, is calling your name. Upstairs? Three spacious bedrooms—perfect for sleeping, napping, or TikTok videos. Plus, two full bathrooms to avoid those awkward morning waits. Need more space? The 10x13 loft is great for a home office or hobby zone. The updated kitchen (fancy appliances, new cabinet handles—shown in the blurry, but more recent photos) is ready for your next Instagram chef moment. Cozy gas fireplace? Yes, please. Surround sound wiring? Absolutely—perfect for blasting your playlist and annoying the kids. For guests, there's a half bath on the main floor. The two-car garage has room for parking, storage, or your dream car collection. Outside, imagine a vast corner lot lawn that you don’t even need to mow yourself (What? An HOA that actually does something?)—more time to relax, entertain, or just enjoy the open space. Heads up: no fences allowed in the backyard (sorry, fence lovers), but it’s great for grilling, sunbathing, or pretending you own a zoo. Located in the heart of Monument, with easy access to parks, schools, and amenities. The only thing missing is your name on the mailbox. Schedule your showing today. Your dream home is waiting. (Seriously, it’s been sending you subtle hints.) ***March 5th professional appraisal available upon request.*** Virtual Tour: https://capturecoloradohomes.gofullframe.com/bt/1303_Yellow_Granite_Way.html

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Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$1,662.49/mo
Estimated Loan Balance
$222,439
Cash to close
$218,496
Interest Paid
$35,833

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Main Level
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing:
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Shingle
Condition
  • Year Built: 2009
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Village Center Highlands
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Monument

Financial Details

  • Price per Sqft: $280.08
  • Tax Annual Amount: $3276
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $218,496 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $218,496!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$221,504
Your Cash$218,496
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,066/mo
Traditional @ 7.5%
$1,720/mo
You save $654/month ($7,849/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6297004

Listing From: recolorado

Last updated: 2025-03-08T16:54:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,066 /mo
$1,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $218,496 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $218,496!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$221,504
Your Cash$218,496
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,066/mo
Traditional @ 7.5%
$1,720/mo
You save $654/month ($7,849/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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