Dan Kaercher

Dan Kaercher

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Closed

$229,900

($86,756 down)
FHA

13035 Power Dam Road NE, Bemidji, MN 56601

3
1
1,208 sqft
PITI Monthly
$1,198.89 /mo

Listing courtesy of: , Grimes Realty

Assumed Rate

4.07%
7.15%

Principal & Interest

$770 /mo
$1,080 /mo

What's Special

STAINLESS STEEL APPLIANCES

Discover peace and privacy in this 3-bedroom, 1-bath ranch home on 7.5 acres just east of Bemidji. The interior boasts a tongue-and-groove vaulted pine ceiling, six-panel pine doors, and custom wood kitchen cabinets with stainless steel appliances. A free-standing woodstove adds warmth and charm to the inviting living area. Outside, enjoy a heavily wooded lot teeming with wildlife, perfect for nature lovers. The paved driveway leads to a large garage, ideal for storage or hobbies. Close to Bemidji, this property offers the perfect retreat while keeping convenience within reach.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 4 months
Monthly PITI
$1,198.89/mo
Estimated Loan Balance
$173,992
Cash to close
$86,756
Interest Paid
$34,992

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard, Forced Air, Wood Stove
Features
  • Materials: Steel Siding, Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Free Standing, Wood Burning Stove
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Private, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Steel Siding, Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Bemidji

Financial Details

  • Price per Sqft: $190.31
  • Tax Annual Amount: $1986
  • On Market Date: 2025-01-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $86,756 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $86,756!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$143,144
Your Cash$86,756
Total Purchase Price:$229,900

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$770/mo
Traditional @ 7.5%
$1,121/mo
You save $350/month ($4,206/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6652749

Listing From: northstar

Last updated: 2025-03-14T17:08:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$770 /mo
$1,080 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $86,756 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $86,756!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$143,144
Your Cash$86,756
Total Purchase Price:$229,900

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$770/mo
Traditional @ 7.5%
$1,121/mo
You save $350/month ($4,206/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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