Dan Kaercher

Dan Kaercher

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Closed

$930,000

($332,721 down)
VA

1302 Harmony Way, Torrance, CA 90501

4
4
2,050 sqft
PITI Monthly
$3,939.19 /mo

Listing courtesy of: Byung Chul Yu, Home Team Realty

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,755 /mo
$4,390 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES

Back on the market!! Beautiful Gated Community, Gorgeous three-story home! This spacious and luxurious model home comes with 4 bedrooms and 4 bathrooms. Nice open floor plan with laminated hardwood flooring in the second floor(Except Kitchen area), recessed lighting, and large dual-paned windows. To note, the whole house is wired for Gigabit LAN. The second floor (main floor) contains the living room, dining room, family room, kitchen, and a powder room/ half bathroom. The kitchen comes with modern stainless steel appliances, ample cabinets, and beautiful granite countertops. The third floor contains a large master bedroom with a full bathroom and walking closet, two additional bedrooms, a full bathroom, and a laundry room. The first floor has a guest room with a bathroom. This floor also provides an extra walk-in storage unit as well as direct access to a two-car garage that is EV-ready with a NEMA 15-50 plug/240-volt outlet. The backyard comes with a recently restored BBQ island. The complex is conveniently located close to schools, community parks, shopping malls, and freeway access.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.04
Remaining Loan Term
25 years, 8 months
Monthly PITI
$3,939.19/mo
Estimated Loan Balance
$599,391
Cash to close
$332,721
Interest Paid
$81,745

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, Gas, AtticFan
  • Heating: Central, Electric, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Brick, FairCondition, Wood
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Unknown
  • Roof: SpanishTile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Gated, Park
HOA
  • Has HOA: Yes
  • HOA Name: Serenade Homeowners Association
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: Torrance

Financial Details

  • Price per Sqft: $453.66
  • Tax Annual Amount: $11625
  • On Market Date: 2024-06-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $332,721 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $332,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$597,279
Your Cash$332,721
Total Purchase Price:$930,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,755/mo
Traditional @ 7.5%
$4,554/mo
You save $1,799/month ($21,592/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SB24131684

Listing From:

Last updated: 2024-12-13T19:18:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$2,755 /mo
$4,390 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $332,721 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $332,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$597,279
Your Cash$332,721
Total Purchase Price:$930,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$2,755/mo
Traditional @ 7.5%
$4,554/mo
You save $1,799/month ($21,592/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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