Dan Kaercher

Dan Kaercher

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Closed

$430,000

($252,137 down)
VA

13025 W GELDING Drive, El Mirage, AZ 85335

4
3
3,086 sqft
PITI Monthly
$1,320.62 /mo

Listing courtesy of: Patty LaBenske, eXp Realty

Assumed Rate

3.87%
7.15%

Principal & Interest

$1,032 /mo
$1,483 /mo

What's Special

DINING
SPACIOUS
MODERN
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
PRIVATE BACKYARD

Welcome to your dream corner lot home! This stunning 4-bedroom residence boasts owned solar, a spacious 3-car garage, and a beautifully maintained front landscape. Step inside to find an inviting living and dining area with soaring vaulted ceilings, a modern color palette, stylish wood-look flooring, and ample natural light. Designed for both relaxation and entertaining, the great room features a media niche and sliding doors that seamlessly connect to the backyard, offering the perfect blend of indoor-outdoor living. The gourmet kitchen is a chef's delight, complete with abundant wood cabinetry, recessed lighting, built-in appliances, a pantry, and a center island with a breakfast bar. A spacious den with a dry bar adds versatility to the home. The luxurious primary suite is your personal retreat, featuring plush carpeting, a spa-like ensuite with dual sinks, and a generous walk-in closet. Step outside to your private backyard oasis, where a covered patio, a storage shed, and a sparkling pool set the stage for unforgettable moments. Don't miss this incredible home with owned solar for energy efficiency and savingsschedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.87
Remaining Loan Term
20 years, 11 months
Monthly PITI
$1,320.62/mo
Estimated Loan Balance
$264,755
Cash to close
$252,137
Interest Paid
$70,284

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2000
Details
  • Builder: DR Horton Homes

Community & HOA

Community
  • Subdivision: RANCHO EL MIRAGE PARCEL A
  • Features: Playground
HOA
  • Has HOA: Yes
  • HOA Name: Rancho El Mirage
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $139.34
  • Tax Annual Amount: $1662
  • On Market Date: 2025-03-03T16:40:24.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $252,137 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $252,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$177,863
Your Cash:$252,137
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$1,032/mo
Traditional @ 7.5%
$1,539/mo
You save $507/month ($6,078/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6829123

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T08:08:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.87%
7.15%

Principal & Interest

$1,032 /mo
$1,483 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $252,137 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $252,137!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.87% Sellers Rate
$177,863
Your Cash:$252,137
Total Purchase Price:$430,000

Assumed vs Traditional Mortgage

Assumed @ 3.87%
$1,032/mo
Traditional @ 7.5%
$1,539/mo
You save $507/month ($6,078/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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