Dan Kaercher

Dan Kaercher

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Closed

$1,184,000

($651,873 down)
VA

12 Calle Estero, Rancho Santa Margarita, CA 92688

4
3
2,100 sqft
PITI Monthly
$4,159.76 /mo

Listing courtesy of: Kandis Sweeney, Blue Bird Realty

Assumed Rate

3.64%
7.15%

Principal & Interest

$2,693 /mo
$3,981 /mo

What's Special

MODERN
RENOVATED
STAINLESS STEEL APPLIANCES
FIREPLACE
CHARMING

Discover this exquisite property conveniently located close to the freeway in beautiful Rancho Santa Margarita. This home features ample living space, 4 bedrooms, 2.5 baths, complete with a stylish loft, charming fireplace, and enhanced hard flooring throughout. This residence boasts modern amenities, including a tastefully renovated culinary space equipped with stainless steel appliances. Elegant French doors open to a beautiful outdoor area with no rear neighbors. The expansive primary suite offers a lovely bathing area with both a tub and shower, providing a perfect retreat for relaxation. Residents here enjoy the HOA's wonderful amenities, which include swimming pools, parks, sports park and courts, BBQs and picnic areas, and access to the RSM Beach Swim Lagoon. This home is also located within the award-winning Capistrano Unified school district! Make this dream home yours today.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.64
Remaining Loan Term
24 years, 9 months
Monthly PITI
$4,159.76/mo
Estimated Loan Balance
$537,473
Cash to close
$651,873
Interest Paid
$106,932

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 1995
Details
  • Builder: Kaufman & Broad

Community & HOA

Community
  • Subdivision: California Tesoro (CATS)
  • Features: Foothills
HOA
  • Has HOA: Yes
  • HOA Name: Samlarc
  • HOA Amenities: Unknown
  • HOA Fee: $84
  • HOA Frequency: $Monthly
Location
  • Region: Rancho Santa Margarita

Financial Details

  • Price per Sqft: $563.81
  • Tax Annual Amount: $14800
  • On Market Date: 2024-10-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $651,873 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $651,873!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$532,127
Your Cash:$651,873
Total Purchase Price:$1,184,000

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$2,693/mo
Traditional @ 7.5%
$4,129/mo
You save $1,436/month ($17,237/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24221262

Listing From:

Last updated: 2025-02-20T13:54:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.64%
7.15%

Principal & Interest

$2,693 /mo
$3,981 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $651,873 (55%)
You can enter any amount below - secondary financing will cover the difference if needed.
55%
$

You cover the entire equity of $651,873!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$532,127
Your Cash:$651,873
Total Purchase Price:$1,184,000

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$2,693/mo
Traditional @ 7.5%
$4,129/mo
You save $1,436/month ($17,237/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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