Dan Kaercher

Dan Kaercher

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Closed

$549,900

($35,234 down)
VA

1297 Fools Gold Way UNIT 4, Chula Vista, CA 91913

2
2
1,071 sqft
PITI Monthly
$3,758.59 /mo

Listing courtesy of: Breanna Frazier, Berkshire Hathaway HomeService

Assumed Rate

4.56%
7.15%

Principal & Interest

$3,020 /mo
$3,868 /mo

What's Special

SERENE
BALCONY
CLUBHOUSE
EFFICIENT

Tri-level home with 2 bedrooms and 2 bathrooms. Situated in a serene pocket of the lovely Otay Ranch community with lush landscaping, clubhouse, and 2 pools. Entrance and garage are on ground level, level two is the main living area with open floor plan and balcony, level three is the primary suite with a closet that has been turned into a work-from-home desk space perfect for virtual meetings. Bright kitchen. Beautiful engineered wood floors and tile throughout. Energy efficient windows dressed with plantation shutters. Bathrooms have been recently freshened up with new toilets and faucets. Other perks include an Apollo retractable screen on balcony, new fire detectors and recently cleaned air ducts. Property comes with one assigned parking space in addition to the 1 car attached garage with washer and dryer hookups, upgraded epoxy floor and app-controlled overhead storage that lowers and raises for convenient access. Priced to sell quickly. Sale is contingent on seller finding replacement property.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.56
Remaining Loan Term
22 years, 7 months
Monthly PITI
$3,758.59/mo
Estimated Loan Balance
$522,360
Cash to close
$35,234
Interest Paid
$57,962

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SewerAssessments
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Hearthstone Village
  • HOA Amenities: Unknown
  • HOA Fee: $210
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $513.45
  • Tax Annual Amount: $6873.75
  • On Market Date: 2024-11-15T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $35,234 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $35,234!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.56% Sellers Rate
$514,666
Your Cash$35,234
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 4.56%
$3,020/mo
Traditional @ 7.5%
$3,998/mo
You save $978/month ($11,732/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406858

Listing From:

Last updated: 2024-12-10T04:06:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.56%
7.15%

Principal & Interest

$3,020 /mo
$3,868 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $35,234 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $35,234!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.56% Sellers Rate
$514,666
Your Cash$35,234
Total Purchase Price:$549,900

Assumed vs Traditional Mortgage

Assumed @ 4.56%
$3,020/mo
Traditional @ 7.5%
$3,998/mo
You save $978/month ($11,732/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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