Dan Kaercher

Dan Kaercher

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$950,000

($721,932 down)
VA

12955 E MERCER Lane, Scottsdale, AZ 85259

4
3
2,894 sqft
PITI Monthly
$1,493.66 /mo

Listing courtesy of: Aladin S. Abdin, Russ Lyon Sotheby's International Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,029 /mo
$1,689 /mo

What's Special

REMODELED
LOCATION
SERENE
SHOPPING
DINING
LUXURY
VAULTED CEILINGS
HOME OFFICE

Impeccably maintained and beautifully updated, this stunning home in the sought-after Rio Montana community showcases true pride of ownership. Situated on a premium interior lot with desirable North/South exposure, mature landscaping, and enhanced privacy, this home offers both comfort and functionality. The well-designed floor plan includes a main-level bedroom and full bath, perfect for guests, multi-generational living, or a home office. The bright and open living spaces are enhanced by soaring vaulted ceilings and large windows that flood the home with natural light. Recent upgrades include premium engineered hardwood flooring with upgraded baseboards, newer A/C units, fresh exterior paint, a remodeled primary suite bathroom, and an updated kitchen featuring a newer microwave oven dishwasher, and water softener. The backyard provides a serene retreat, ideal for relaxing or entertaining. Conveniently located just minutes from The Mayo Clinic, BASIS Schools, world-class golf, hiking and biking trails, as well as premier shopping and dining, this home is nestled in one of Scottsdale's most desirable zip codes. Don't miss this incredible opportunity to own a home that blends luxury, comfort, and an unbeatable location!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,493.66/mo
Estimated Loan Balance
$229,546
Cash to close
$721,932
Interest Paid
$26,359

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Family Room
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Heated, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1994
Details
  • Builder: Ryland Homes

Community & HOA

Community
  • Subdivision: Rio Montana
  • Features: Pickleball, Near Bus Stop, Tennis Court(s), Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Rio Montana Communit
  • HOA Amenities: Unknown
  • HOA Fee: $228
  • HOA Frequency: $Semi-Annually
Location
  • Region: Scottsdale

Financial Details

  • Price per Sqft: $328.27
  • Tax Annual Amount: $2978
  • On Market Date: 2025-03-06T18:20:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $721,932 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $721,932!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$228,068
Your Cash:$721,932
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,029/mo
Traditional @ 7.5%
$1,752/mo
You save $723/month ($8,677/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6831035

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T18:35:17.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,029 /mo
$1,689 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $721,932 (76%)
You can enter any amount below - secondary financing will cover the difference if needed.
76%
$

You cover the entire equity of $721,932!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$228,068
Your Cash:$721,932
Total Purchase Price:$950,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,029/mo
Traditional @ 7.5%
$1,752/mo
You save $723/month ($8,677/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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