Dan Kaercher

Dan Kaercher

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Closed

$634,900

($139,661 down)
FHA

12946 Kearney Street, Thornton, CO 80602

4
4
2,747 sqft
PITI Monthly
$3,880.44 /mo

Listing courtesy of: Bradley Herman Jr, KB Ranch and Home

Assumed Rate

5.89%
7.15%

Principal & Interest

$3,026 /mo
$3,450 /mo

What's Special

DINING
SPACIOUS
MODERN
VAULTED CEILINGS
PATIO
PRIVATE BACKYARD

$20,000 Price Adjustment!!*PRICE TO SELL! THIS SHOULD MOVE FAST* Spacious and Versatile Two-Story Home with Modern Comforts. Welcome to this beautifully designed two-story home, offering 4 bedrooms, 3.5 bathrooms, and an ideal combination of functionality and style. With ample living space and thoughtful upgrades throughout, this home is perfect for families of all sizes. Step into the front living area and be greeted by soaring vaulted ceilings that create a bright and airy atmosphere. The open kitchen is a chef’s delight, featuring Corian countertops, abundant cupboard space, and a layout that flows effortlessly into the dining and family room areas. Ceiling fans are installed throughout the home for year-round comfort. The primary suite is a true retreat, boasting a luxurious five-piece bathroom, additional closet space, and room to relax in style. The convenience of main-floor laundry and a mudroom adds practicality to your daily routine. Modern climate control is ensured with forced air heating and central air conditioning, keeping the home comfortable in every season. An attic fan enhances ventilation, adding energy efficiency during warmer months. The basement has been framed and drywalled, offering a great opportunity for additional living space or storage, while a crawl space adds even more room for your belongings. Outside, enjoy the extended back patio, perfect for entertaining or relaxing in your private backyard. A shed provides additional storage, while the new roof and solar panel hardware (on-site) bring peace of mind and energy-saving potential. The attached two-car garage completes the home, offering convenience and security. Close to schools and the Thornton Recreation Center, providing easy access to education, fitness, and community activities. Don’t miss your chance to own this spacious and well-appointed home that’s ready for you to make it your own. Schedule a tour today and discover all this property has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.89
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,880.44/mo
Estimated Loan Balance
$495,832
Cash to close
$139,661
Interest Paid
$76,477

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Attic Fan, Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Linoleum

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Riverdale Park
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Riverdale Park HOA
  • HOA Amenities: Unknown
  • HOA Fee: $45
  • HOA Frequency: $Monthly
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $231.12
  • Tax Annual Amount: $3907
  • On Market Date: 2024-12-30T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $139,661 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $139,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.89% Sellers Rate
$495,239
Your Cash$139,661
Total Purchase Price:$634,900

Assumed vs Traditional Mortgage

Assumed @ 5.89%
$3,026/mo
Traditional @ 7.5%
$3,578/mo
You save $552/month ($6,625/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9520505

Listing From: recolorado

Last updated: 2025-03-21T18:36:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.89%
7.15%

Principal & Interest

$3,026 /mo
$3,450 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $139,661 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $139,661!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.89% Sellers Rate
$495,239
Your Cash$139,661
Total Purchase Price:$634,900

Assumed vs Traditional Mortgage

Assumed @ 5.89%
$3,026/mo
Traditional @ 7.5%
$3,578/mo
You save $552/month ($6,625/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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