Dan Kaercher

Dan Kaercher

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$995,000

($609,643 down)
VA

12927 Ilene St, Poway, CA 92064

3
2
1,275 sqft
PITI Monthly
$3,223.67 /mo

Listing courtesy of: Emma Lefkowitz, Real Broker

Assumed Rate

2.39%
7.15%

Principal & Interest

$1,971 /mo
$3,186 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
LANDSCAPED
SOLAR PANELS
NO HOA

This beautifully updated single-story home in the desirable Poway community offers 3 spacious bedrooms and 2 modern bathrooms within 1,275 sqft of living space. The home also features owned solar panels, adding energy efficiency and reducing utility costs, along with numerous upgrades, including a newer roof, windows, and doors, a new water heater, and a beautifully landscaped backyard. The open floor plan, highlighted by elegant bamboo flooring, offers a seamless flow throughout the home, perfect for both daily living and entertaining. The kitchen boasts sleek stainless steel appliances and stylish cabinetry, making it a chef’s dream. The primary bedroom is a peaceful retreat, complete with a walk-in closet and private access to the backyard, offering a perfect spot for morning coffee or evening relaxation. Outside, the oversized yard provides plenty of space for relaxation and outdoor activities, while the new patio cover offers a comfortable spot to enjoy year-round. The 2-car garage is fully equipped with tiled flooring and a car charger, and there’s plenty of driveway parking for added convenience. Additional perks include no HOA or Mello Roos fees. Situated in the highly sought-after Poway school district, and just near Poway Community Park, shopping, and dining, this home offers both comfort and convenience. Don’t miss the opportunity to make this gem your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.39
Remaining Loan Term
20 years, 8 months
Monthly PITI
$3,223.67/mo
Estimated Loan Balance
$403,085
Cash to close
$609,643
Interest Paid
$43,097

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Bamboo

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Asphalt, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt, Shingle
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Poway
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Poway

Financial Details

  • Price per Sqft: $780.39
  • Tax Annual Amount: $12437.5
  • On Market Date: 2025-04-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $609,643 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $609,643!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.39% Sellers Rate
$385,357
Your Cash:$609,643
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 2.39%
$1,971/mo
Traditional @ 7.5%
$3,292/mo
You save $1,322/month ($15,861/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250023231SD

Listing From:

Last updated: 2025-04-03T07:40:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.39%
7.15%

Principal & Interest

$1,971 /mo
$3,186 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $609,643 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $609,643!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.39% Sellers Rate
$385,357
Your Cash:$609,643
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 2.39%
$1,971/mo
Traditional @ 7.5%
$3,292/mo
You save $1,322/month ($15,861/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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