Dan Kaercher

Dan Kaercher

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Closed

$535,000

($93,705 down)
FHA

12920 La Costa Court, Hesperia, CA 92344

5
3
2,842 sqft
PITI Monthly
$2,462.23 /mo

Listing courtesy of: CIERA SIMS-BOTSFORD, ANOMALY REAL ESTATE

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,962 /mo
$3,183 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
SPACIOUS
MODERN
HOME OFFICE
CUL-DE-SAC
EFFICIENT
SOLAR PANELS
NO HOA

Welcome to 12920 La Costa Ct, a stunning 5-bedroom, 3-bathroom home with 2,842 sq. ft. of thoughtfully designed living space, nestled on a quiet cul-de-sac with friendly neighbors in a peaceful, pride of ownership neighborhood. Built in 2006, this home offers modern upgrades beyond what you’ll find in new builds, without the high costs. The home is equipped with two AC condensers, one for each level, ensuring optimal climate control year-round. The downstairs features water-resistant laminate flooring, while the upstairs boasts plush, newer carpet for ultimate comfort. A downstairs bedroom and full bathroom with a walk-in shower is perfect for guests or elderly family members. The spacious loft offers flexibility for a second living area or home office, and the home provides TONS of storage throughout. You'll also appreciate the solar panels for energy savings, and the no-maintenance yard makes for easy outdoor living. The oversized garage is clean and provides plenty of room for vehicles and storage. Located near Mission Crest Elementary, Cedar Middle School, and Oak Hills High School, this home is ideal for families. Just minutes away are major shopping options like Target on Main Street, which offers groceries, electronics, a Starbucks, and a CVS pharmacy. Additional smaller shops and dining options are easily accessible along Main Street and throughout the Hesperia area. With no HOA fees and a lower 1.642% tax rate, this is the perfect opportunity to own a spacious, energy-efficient home in a fantastic neighborhood!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,462.23/mo
Estimated Loan Balance
$443,079
Cash to close
$93,705
Interest Paid
$45,016

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Hesperia

Financial Details

  • Price per Sqft: $188.25
  • Tax Annual Amount: $6687.5
  • On Market Date: 2024-10-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $93,705 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $93,705!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$441,295
Your Cash$93,705
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,962/mo
Traditional @ 7.5%
$3,302/mo
You save $1,340/month ($16,082/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24208828

Listing From:

Last updated: 2025-01-18T22:39:00.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,962 /mo
$3,183 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $93,705 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $93,705!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$441,295
Your Cash$93,705
Total Purchase Price:$535,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,962/mo
Traditional @ 7.5%
$3,302/mo
You save $1,340/month ($16,082/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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