Dan Kaercher

Dan Kaercher

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Closed

$345,000

($140,070 down)
FHA

12906 W VIRGINIA Avenue, Avondale, AZ 85392

3
2
1,119 sqft
PITI Monthly
$1,187.37 /mo

Listing courtesy of: Heather Phillips, Keller Williams Northeast Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$826 /mo
$1,330 /mo

What's Special

VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CHARMING
COZY

Discover this welcoming 3-bedroom, 2-bath home in Rancho Santa Fe! You're greeted by a charming living room with vaulted ceilings, a neutral palette, clerestory windows, and a combination of carpet and tile flooring. The eat-in kitchen is equipped with ample white cabinetry, a pantry, and built-in appliances for a seamless cooking experience. The cozy main bedroom includes a walk-in closet and a private bathroom for added comfort. The backyard offers both a covered and open patio for outdoor relaxation. Newer carpet in 3 rooms. This value won't disappoint!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,187.37/mo
Estimated Loan Balance
$189,301
Cash to close
$140,070
Interest Paid
$21,004

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Programmable Thmstat, Refrigeration
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1998
Details
  • Builder: Continental Homes

Community & HOA

Community
  • Subdivision: RANCHO SANTA FE PARCELS 12,13,14 & 15
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Santa Fe
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Quarterly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $308.31
  • Tax Annual Amount: $859
  • On Market Date: 2024-07-04T08:26:45.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $140,070 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $140,070!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$204,930
Your Cash$140,070
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$826/mo
Traditional @ 7.5%
$1,380/mo
You save $554/month ($6,645/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6706295

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-07-25T09:00:47.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$826 /mo
$1,330 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $140,070 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $140,070!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$204,930
Your Cash$140,070
Total Purchase Price:$345,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$826/mo
Traditional @ 7.5%
$1,380/mo
You save $554/month ($6,645/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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