Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$279,900

($91,626 down)
FHA

12863 170th Street, Park Rapids, MN 56470

3
1
1,536 sqft
PITI Monthly
$1,468.35 /mo

Listing courtesy of: , Wolff & Simon Real Estate

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,081 /mo
$1,326 /mo

What's Special

SPACIOUS

Discover the charm of this Park Rapids country home, nestled on over 6 acres. This inviting home features 3-bedrooms, 1-bathroom residence includes a remarkable 26 x 40 detached garage, well-insulated and equipped with heating, cooling, and a built-in bar for entertaining. An additional, spacious 40 x 60 quonset that offers versatile storage and hobby options and another 24 x 32 storage building. Experience tranquility and convenience in this delightful retreat!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$1,468.35/mo
Estimated Loan Balance
$188,792
Cash to close
$91,626
Interest Paid
$27,685

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Wall Unit(s)
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes
  • Water Source: Drilled
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt
Condition
  • Year Built: 1946
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Park Rapids

Financial Details

  • Price per Sqft: $182.23
  • Tax Annual Amount: $1175
  • On Market Date: 2025-04-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,626 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $91,626!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$188,274
Your Cash$91,626
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,081/mo
Traditional @ 7.5%
$1,375/mo
You save $294/month ($3,524/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6696241

Listing From: northstar

Last updated: 2025-04-03T10:06:05.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$1,081 /mo
$1,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,626 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $91,626!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$188,274
Your Cash$91,626
Total Purchase Price:$279,900

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$1,081/mo
Traditional @ 7.5%
$1,375/mo
You save $294/month ($3,524/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.