Dan Kaercher

Dan Kaercher

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Closed

$475,000

($67,851 down)
FHA

12812 Rain Shadow Road, Victorville, CA 92395

3
2
1,821 sqft
PITI Monthly
$3,333.96 /mo

Listing courtesy of: Amanda Vaage, FIRST TEAM REAL ESTATE

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,373 /mo
$2,852 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
WALK-IN CLOSET
PATIO
COZY

This meticulously clean home in the desirable Spring Valley Lake community is waiting just for you! This 3-bedroom, 2-bathroom treasure spans 1,821 sq ft and boasts a host of modern upgrades, including a recently updated kitchen and freshly painted interior, making it move-in ready. As you enter, you’ll be captivated by the open and airy floor plan, enhanced by high ceilings and gorgeous solid hardwood flooring. The kitchen is a chef’s dream, equipped with newer Samsung stainless steel appliances; refrigerator, gas range, microwave and dishwasher, which are less than 2 years old and all included! There are beautiful granite counters with space for meal prep all around, especially with the gigantic breakfast bar. The adjacent dining area flows seamlessly into the living room, which features a cozy fireplace – perfect for relaxing evenings. The spacious primary bedroom offers a tranquil retreat with a huge walk-in closet and its en-suite bathroom. Both bathrooms have granite countertops, shower/tub combos and tile flooring. While both guest bedrooms are generous in size, they are ideal for guests or as versatile space for an office or hobbies. The large inside laundry room is complete with storage cabinets. The oversized 3-car garage has a TON of storage cabinets and the floor has been epoxy painted. Outside, there is a wonderful backyard patio, perfect for BBQ parties, with space left to add your own flare. This home is located within the SVL community that provides 24 hour patrolled security for peace of mind. Enjoy the resident’s amenities; including a lake, beach, and 3 parks, 2 dog parks, 9 fishing spots, sports parks, horse trails, Equestrian Center – perfect for a vibrant, active lifestyle. Don’t miss your chance to own this exceptional home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.41
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,333.96/mo
Estimated Loan Balance
$430,369
Cash to close
$67,851
Interest Paid
$57,978

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom, RaisedHearth
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block, ExcellentCondition, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Golf, HorseTrails, Stables, Lake, Suburban, Fishing, Marina, Park
HOA
  • Has HOA: Yes
  • HOA Name: Spring Valley Lake Assoc
  • HOA Amenities: Unknown
  • HOA Fee: $412.75
  • HOA Frequency: $Quarterly
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $260.85
  • Tax Annual Amount: $5937.5
  • On Market Date: 2025-03-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $67,851 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $67,851!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$407,149
Your Cash$67,851
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,373/mo
Traditional @ 7.5%
$2,958/mo
You save $584/month ($7,014/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25045439

Listing From:

Last updated: 2025-04-03T20:28:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.41%
7.15%

Principal & Interest

$2,373 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,851 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $67,851!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.41% Sellers Rate
$407,149
Your Cash$67,851
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 5.41%
$2,373/mo
Traditional @ 7.5%
$2,958/mo
You save $584/month ($7,014/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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