Dan Kaercher

Dan Kaercher

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$565,000

($115,127 down)
VA

1280 Denver Lane UNIT D, El Cajon, CA 92021

3
2
1,323 sqft
PITI Monthly
$3,593.54 /mo

Listing courtesy of: Maurice Watkins, Allison James Estates & Homes

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,838 /mo
$3,110 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
PATIO

Discover East County’s hidden gem! This spacious townhouse offers a bright living area, a stylish kitchen with granite countertops and stainless steel appliances, and tile flooring throughout. Enjoy the convenience of in-unit laundry, central AC/heating, and a covered back patio perfect for entertaining. The unit includes two assigned covered parking spots, an extra permit space, and ample street parking. The community features a pool and spa. Prime location near schools, shopping, and freeway access. Don’t miss this must-see home—schedule a tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.26
Remaining Loan Term
28 years, 1 months
Monthly PITI
$3,593.54/mo
Estimated Loan Balance
$452,292
Cash to close
$115,127
Interest Paid
$54,655

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Curbs, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Mollison Homeowners
  • HOA Amenities: Unknown
  • HOA Fee: $379
  • HOA Frequency: $Monthly
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $427.06
  • Tax Annual Amount: $7062.5
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,127 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $115,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$449,873
Your Cash$115,127
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,838/mo
Traditional @ 7.5%
$3,226/mo
You save $388/month ($4,654/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25063126

Listing From:

Last updated: 2025-04-03T18:57:03.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,838 /mo
$3,110 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $115,127 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $115,127!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$449,873
Your Cash$115,127
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,838/mo
Traditional @ 7.5%
$3,226/mo
You save $388/month ($4,654/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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