Dan Kaercher

Dan Kaercher

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Pending

$610,000

($63,593 down)
FHA

1274 Santa Victoria Rd UNIT 1, Chula Vista, CA 91913

2
2
1,116 sqft
PITI Monthly
$4,694 /mo

Listing courtesy of: Dawn Lewis, Real Broker

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,486 /mo
$3,780 /mo

What's Special

LOCATION
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
WALK-IN CLOSET
MASTER SUITE
PATIO

Welcome to this stunning 2-bed, 2-bath end-unit home in the prestigious Parc Place community of Otay Ranch! This beautifully designed executive-style residence offers a rich modern aesthetic with an expansive open floor plan all on one level, perfect for comfortable living & effortless entertaining. The gourmet kitchen is a true showstopper, featuring a striking stone island, luxurious granite countertops, rich coffee-colored cabinetry, a custom tile backsplash, and stylish pendant lighting. A spacious walk-in pantry & sleek stainless-steel appliances complete this chef’s dream space. The home’s layout is ideal for versatility, with two primary suite-style bedrooms flanking the central living area, providing privacy and convenience. The master suite is luxury with custom paint & natural light, large walk-in closet with on suite bathroom that is beautifully designed with modern fixtures and finishes, providing a spa-like atmosphere for relaxation. Large second bedroom could also serve as a second master. Luxury vinyl plank flooring, custom paint, recessed & custom lighting, ceiling fans, & a tankless water heater enhance the home’s upscale feel. Enjoy the perks of central AC & a private 1-car garage. Step outside to your private outdoor patio space, perfect for enjoying your morning coffee or evening sunset. Additionally, a designated parking space offers added convenience. The Parc Place community features fantastic amenities, including a pool, spa, club house, recreation & play area. Situated in a prime location, this home provides easy access to guest parking

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$4,694/mo
Estimated Loan Balance
$546,994
Cash to close
$63,593
Interest Paid
$76,189

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Parc Place
  • HOA Amenities: Unknown
  • HOA Fee: $392
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $546.59
  • Tax Annual Amount: $7625
  • On Market Date: 2025-01-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $63,593 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $63,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$546,407
Your Cash$63,593
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,486/mo
Traditional @ 7.5%
$3,921/mo
You save $435/month ($5,218/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017798SD

Listing From:

Last updated: 2025-03-15T04:03:34.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$3,486 /mo
$3,780 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $63,593 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $63,593!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$546,407
Your Cash$63,593
Total Purchase Price:$610,000

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$3,486/mo
Traditional @ 7.5%
$3,921/mo
You save $435/month ($5,218/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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