Dan Kaercher

Dan Kaercher

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Closed

$399,990

($224,965 down)
FHA

12720 Excelsior Street, Whitewater, CA 92282

4
2
1,807 sqft
PITI Monthly
$1,681.95 /mo

Listing courtesy of: APRIL SCHMIDT-BARRIOS, REAL ESTATE MASTERS GROUP

Assumed Rate

3.9%
7.15%

Principal & Interest

$970 /mo
$1,389 /mo

What's Special

LOCATION
SERENE
SHOPPING
ENTERTAINMENT
SPACIOUS
MOUNTAIN VIEWS

Spacious 4-Bedroom Home with Stunning Mountain Views Take advantage of this incredible opportunity to own a roomy four-bedroom, two-bath home with a generously sized yard offering both space and privacy. This property may be zoned for USDA zero-down loans, making it an excellent option for buyers. Nestled in a growing area, this home boasts breathtaking mountain views and serene, picturesque sunsets. Conveniently located just 10 minutes from Casino Morongo and the Desert Hills Outlet Mall, and only 25 minutes from Palm Springs and Desert Hot Springs, you’ll enjoy easy access to shopping, entertainment, and world-class destinations. Don’t miss this fantastic opportunity to own a home in a prime location with endless potential!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
22 years, 4 months
Monthly PITI
$1,681.95/mo
Estimated Loan Balance
$183,323
Cash to close
$224,965
Interest Paid
$56,970

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: whitewater
  • Features: Hiking, Rural
HOA
  • Has HOA: No
Location
  • Region: Whitewater

Financial Details

  • Price per Sqft: $221.36
  • Tax Annual Amount: $4999.88
  • On Market Date: 2024-11-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $224,965 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $224,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$175,025
Your Cash:$224,965
Total Purchase Price:$399,990

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$970/mo
Traditional @ 7.5%
$1,441/mo
You save $471/month ($5,651/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG24225920

Listing From:

Last updated: 2025-03-19T17:51:33.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$970 /mo
$1,389 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $224,965 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $224,965!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$175,025
Your Cash:$224,965
Total Purchase Price:$399,990

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$970/mo
Traditional @ 7.5%
$1,441/mo
You save $471/month ($5,651/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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