Dan Kaercher

Dan Kaercher

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Closed

$375,000

($214,340 down)
FHA

126 W VILLA MARIA Drive, Phoenix, AZ 85023

3
2
1,402 sqft
PITI Monthly
$1,281.52 /mo

Listing courtesy of: Kelly Czech, HomeSmart

Assumed Rate

3.61%
7.15%

Principal & Interest

$894 /mo
$1,326 /mo

What's Special

SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
CHARMING
COZY

Move in ready! Check out this charming starter home in Phoenix! This property displays a 2-car garage and an RV gate. Picture yourself cozying up by the floor-to-ceiling brick fireplace on a cold evening or opening the sliding glass doors for fresh air, this large living room offers all these plus vaulted ceilings, wood-look flooring, and bountiful natural light. The eat-in kitchen displays recessed lighting, stainless steel appliances, a center island, and plenty of cabinets. Discover the primary bedroom, featuring plush carpet, a sunny bayed window sitting area, and a private bathroom with two vanities. Spacious backyard provides a large covered patio.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
21 years, 2 months
Monthly PITI
$1,281.52/mo
Estimated Loan Balance
$161,884
Cash to close
$214,340
Interest Paid
$56,973

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Block
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace
  • Flooring: Carpet, Tile, Concrete

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Block
  • Roof: Composition
Condition
  • Year Built: 1983
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: DEER VALLEY ESTATES UNIT 10-A
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $267.48
  • Tax Annual Amount: $1182
  • On Market Date: 2024-11-08T16:30:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $214,340 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $214,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$160,660
Your Cash:$214,340
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$894/mo
Traditional @ 7.5%
$1,376/mo
You save $482/month ($5,782/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6781497

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-03T16:26:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$894 /mo
$1,326 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $214,340 (57%)
You can enter any amount below - secondary financing will cover the difference if needed.
57%
$

You cover the entire equity of $214,340!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$160,660
Your Cash:$214,340
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$894/mo
Traditional @ 7.5%
$1,376/mo
You save $482/month ($5,782/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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