Dan Kaercher

Dan Kaercher

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Closed

$324,900

($66,332 down)
FHA

1263 Edgerton Street, Saint Paul, MN 55130

5
3
2,183 sqft
PITI Monthly
$2,216.6 /mo

Listing courtesy of: , Redfin Corporation

Assumed Rate

6.36%
7.15%

Principal & Interest

$1,644 /mo
$1,783 /mo

What's Special

LARGE CENTER ISLAND
OPEN CONCEPT
DINING
SPACIOUS
HARDWOOD FLOORS
STAINLESS STEEL APPLIANCES
FIREPLACE
CHARMING

Welcome to this absolutely charming home in Saint Paul! 5 bedrooms and 3 bathrooms. From the foyer you are welcomed in to the main level living area, great for entertaining. Open concept living room, dining room and kitchen. Lots of windows, natural light, fireplace, hardwood floors, updated and recessed lighting. The kitchen features a large center island, beautiful counters and backsplash, stainless steel appliances and ample cabinet space. The main also level hosts an office space, laundry room and 3/4 bathroom. Four bedrooms on the second level and a full bathroom. Spacious and private primary suite on the top level. Basement has tons of potential to finish and make your own with a bathroom. Exterior space with room to play and entertain. New roof 2022, new boiler and new electrical circuit box and full house re stucco in 2023. Detached garage. Don't miss out, make this home yours today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.36
Remaining Loan Term
27 years, 10 months
Monthly PITI
$2,216.6/mo
Estimated Loan Balance
$258,840
Cash to close
$66,332
Interest Paid
$35,938

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Boiler, Fireplace(s), Radiator(s)
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Electric
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1905
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Dittmanns Sub Of L5 Of E1/2
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $148.83
  • Tax Annual Amount: $2822
  • On Market Date: 2024-11-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $66,332 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $66,332!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$258,568
Your Cash$66,332
Total Purchase Price:$324,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$1,644/mo
Traditional @ 7.5%
$1,850/mo
You save $205/month ($2,461/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6631068

Listing From: northstar

Last updated: 2024-12-23T18:33:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.36%
7.15%

Principal & Interest

$1,644 /mo
$1,783 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $66,332 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $66,332!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.36% Sellers Rate
$258,568
Your Cash$66,332
Total Purchase Price:$324,900

Assumed vs Traditional Mortgage

Assumed @ 6.36%
$1,644/mo
Traditional @ 7.5%
$1,850/mo
You save $205/month ($2,461/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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