Dan Kaercher

Dan Kaercher

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$499,999

($48,391 down)
FHA

12631 Garfield Street, Victorville, CA 92392

4
3
2,541 sqft
PITI Monthly
$3,824.72 /mo

Listing courtesy of: Paul Piedrahita, COLDWELL BANKER TOWN & COUNTRY

Assumed Rate

6.64%
7.15%

Principal & Interest

$2,928 /mo
$3,084 /mo

What's Special

INVESTORS
SHOPPING
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
PATIO
NO HOA
AFFORDABLE

Spacious & Affordable Home in Victorville! Welcome to 12631 Garfield Street, Victorville, CA 92392—a well-maintained 4-bedroom, 3-bathroom home offering great space, modern convenience, and an affordable price. Built in 2006, this home provides 2541 sq. ft. of comfortable living, and with one of those bedrooms and bathroom downstairs it's perfect for families or first-time buyers, or investors. Step inside to find a functional open floor plan with plenty of natural light perfect make this home a perfect blank canvas with plenty of room to make it your own. The kitchen offers ample cabinet space, a center island, and an open flow into the dining and living areas, making it easy to cook and connect with family. The primary suite features a private bathroom and 2 walk-in closets, while the additional bedrooms are standard sized. Outside, the low-maintenance backyard and patio cover provide enough space for relaxing, BBQs, or adding your personal touch. The attached 3-car garage and extended driveway provide plenty of parking. Located near shopping, dining, schools, and freeway access, this home is a great choice for those looking for space and value. No HOA and low property taxes make this an even smarter investment! Don’t miss out—schedule a showing today and see if this home is the right fit for you!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.64
Remaining Loan Term
28 years, 11 months
Monthly PITI
$3,824.72/mo
Estimated Loan Balance
$452,035
Cash to close
$48,391
Interest Paid
$32,666

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: GoodCondition, Wood
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $196.77
  • Tax Annual Amount: $6249.99
  • On Market Date: 2025-02-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $48,391 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $48,391!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$451,608
Your Cash$48,391
Total Purchase Price:$499,999

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$2,928/mo
Traditional @ 7.5%
$3,199/mo
You save $271/month ($3,248/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25035774

Listing From:

Last updated: 2025-04-01T22:44:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$2,928 /mo
$3,084 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $48,391 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $48,391!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$451,608
Your Cash$48,391
Total Purchase Price:$499,999

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$2,928/mo
Traditional @ 7.5%
$3,199/mo
You save $271/month ($3,248/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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