Dan Kaercher

Dan Kaercher

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Closed

$814,900

($496,231 down)
VA

1261 Caminito Septimo, Cardiff by the Sea, CA 92007

2
2
922 sqft
PITI Monthly
$1,672.66 /mo

Listing courtesy of: Tricia Dollard, eXp Realty of Southern CA

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,456 /mo
$2,350 /mo

What's Special

LOCATION
SHOPPING
MOVE-IN READY
FIREPLACE
PATIO
WALKING TRAILS
CHARMING

Nestled in the quintessential Cardiff community, this charming Park Place Bluffs condo is located just minutes from the beach. Offering amenities galore, this cute 2 bedroom, 2 bath unit is a perfect place to call home. Single-level end unit with no neighbors above you, this move-in ready home has been upgraded with central air conditioning, ceiling fans, bamboo flooring, dual pane windows and recessed lighting. It also offers a gas fireplace, in-unit laundry, large private patio, 1-car garage and a second assigned parking spot. HOA amenities include pool and spa, off-leash dog park, sand volleyball court, large nature preserve with walking trails, baseball fields and RV parking. Schools are part of the award-winning Cardiff and San Dieguito Union High School Districts. The location is unbeatable with close proximity to multiple beaches, shopping, restaurants, freeways and the Cardiff Sports Park. This is a rare opportunity to get into this highly sought-after community in an amazing beach town.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,672.66/mo
Estimated Loan Balance
$319,343
Cash to close
$496,231
Interest Paid
$43,834

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Bamboo

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: DogPark, StreetLights, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Park Place Bluffs
  • HOA Amenities: Unknown
  • HOA Fee: $434
  • HOA Frequency: $Monthly
Location
  • Region: Cardiff by the Sea

Financial Details

  • Price per Sqft: $883.84
  • Tax Annual Amount: $
  • On Market Date: 2024-04-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $496,231 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $496,231!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$318,669
Your Cash:$496,231
Total Purchase Price:$814,900

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,456/mo
Traditional @ 7.5%
$2,438/mo
You save $982/month ($11,785/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2403531

Listing From:

Last updated: 2024-12-05T05:23:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$1,456 /mo
$2,350 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $496,231 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $496,231!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$318,669
Your Cash:$496,231
Total Purchase Price:$814,900

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$1,456/mo
Traditional @ 7.5%
$2,438/mo
You save $982/month ($11,785/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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