Dan Kaercher

Dan Kaercher

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Closed

$439,000

($62,872 down)
FHA

1260 S Lacerne Drive, Pueblo, CO 81007

3
2
1,515 sqft
PITI Monthly
$3,119.71 /mo

Listing courtesy of: Lisa Higdon, REAL PRO LLC

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,512 /mo
$2,600 /mo

What's Special

LOCATION
SPACIOUS
MODERN
FINISHED BASEMENT
MOUNTAIN VIEWS
CHARMING

Charming Ranch-Style Home on a Large Lot Discover the potential of this spacious ranch-style home featuring 3 bedrooms, 2 bathrooms, and a full unfinished basement. The basement is roughed-in for an additional bathroom, equipped with a sump pump, and ready for you to finish and build instant equity! Recent updates include: New septic tank (2022) New windows (2023) New roof (2023) New refrigerator (2024) The kitchen shines with quartz countertops and refinished cabinets, creating a fresh and modern feel. All appliances stay, except the washer and dryer. Nestled in an ideal location for outdoor enthusiasts, this home is just minutes from the entrance to Pueblo Reservoir, offering convenient access to water activities, trails, and camping and breathtaking mountain views! Note: The property requires a new hot water heater, and some pipes need repair due to a frozen water issue. The leak is believed to be localized, and the water system can be run. The home is livable with the current condition but is priced accordingly due to repairs being needed. Open to escrow hold back for repairs. This property is priced to sell, with a quick close preferred. Don't miss this opportunity to make it your own or aquire in your investment portfolio.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.81
Remaining Loan Term
27 years, 9 months
Monthly PITI
$3,119.71/mo
Estimated Loan Balance
$393,481
Cash to close
$62,872
Interest Paid
$58,292

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pueblo West
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Pueblo

Financial Details

  • Price per Sqft: $289.77
  • Tax Annual Amount: $2223
  • On Market Date: 2025-01-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,872 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $62,872!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$376,128
Your Cash$62,872
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,512/mo
Traditional @ 7.5%
$2,697/mo
You save $185/month ($2,217/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7083884

Listing From: recolorado

Last updated: 2025-01-27T20:40:18.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.81%
7.15%

Principal & Interest

$2,512 /mo
$2,600 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $62,872 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $62,872!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.81% Sellers Rate
$376,128
Your Cash$62,872
Total Purchase Price:$439,000

Assumed vs Traditional Mortgage

Assumed @ 6.81%
$2,512/mo
Traditional @ 7.5%
$2,697/mo
You save $185/month ($2,217/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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