Dan Kaercher

Dan Kaercher

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$330,000

($26,721 down)
FHA

1258 RACHEL Drive W, West Fargo, ND 58078

3
3
1,806 sqft
PITI Monthly
$2,745.32 /mo

Listing courtesy of: , FpG Realty

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,029 /mo
$2,062 /mo

What's Special

DINING
SPACIOUS
MODERN

Introducing this stunning 2-story modern home that perfectly blends style, functionality, and comfort. Featuring a sleek exterior and a slab-on-grade foundation, this residence offers a thoughtfully designed layout with 3 spacious bedrooms, 3 bathrooms, and a 2-stall garage complete with durable epoxy flooring. Step inside to discover the heart of the home: a chef's kitchen adorned with quartz countertops, elegant soft-close cabinetry, and recessed lighting that illuminates the space beautifully. The open floor plan seamlessly connects the kitchen, dining, and living areas, creating an ideal environment for entertaining or everyday living. Outside, enjoy the convenience of a maintenance-free fence, providing both privacy and ease of upkeep. This property combines modern finishes with low-maintenance features, making it the perfect choice for those seeking style and practicality in their next home. Don’t miss your chance to call this exceptional property yours - call your favorite agent for a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.99
Remaining Loan Term
29 years, 2 months
Monthly PITI
$2,745.32/mo
Estimated Loan Balance
$303,800
Cash to close
$26,721
Interest Paid
$17,719

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Architectural Shingle
Condition
  • Year Built: 2023
Details
  • Builder: THOMSEN HOMES, LLC

Community & HOA

Community
  • Subdivision: Wilds 21st
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: West Fargo

Financial Details

  • Price per Sqft: $182.72
  • Tax Annual Amount: $4197
  • On Market Date: 2025-01-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $26,721 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $26,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$303,279
Your Cash$26,721
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,029/mo
Traditional @ 7.5%
$2,063/mo
You save $33/month ($401/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6653423

Listing From: northstar

Last updated: 2025-03-21T13:58:06.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,029 /mo
$2,062 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $26,721 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $26,721!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$303,279
Your Cash$26,721
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,029/mo
Traditional @ 7.5%
$2,063/mo
You save $33/month ($401/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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