Dan Kaercher

Dan Kaercher

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Closed

$899,900

($395,361 down)
VA

1251 Mill Valley Rd, Chula Vista, CA 91913

3
3
1,643 sqft
PITI Monthly
$3,459.58 /mo

Listing courtesy of: John Stenberg, Real Broker

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,327 /mo
$3,700 /mo

What's Special

STAINLESS STEEL APPLIANCES
COMMUNITY POOL

Are you looking you for a upgraded HGTV model-like home priced to sell in the desirable neighborhood of Otay Ranch? You will notice and love the newer windows, stainless steel appliances, interior paint, window trim and wall paneling, and light fixtures throughout the home. Tesla 18 panel with battery paid for buyer. A short walk to McMillin Elementary school, community pool and parks.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 3 months
Monthly PITI
$3,459.58/mo
Estimated Loan Balance
$508,676
Cash to close
$395,361
Interest Paid
$60,424

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2003
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StormDrains, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Otay Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $547.72
  • Tax Annual Amount: $11248.8
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $395,361 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $395,361!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$504,539
Your Cash$395,361
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,327/mo
Traditional @ 7.5%
$3,838/mo
You save $1,511/month ($18,126/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501065

Listing From:

Last updated: 2025-04-02T04:25:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$2,327 /mo
$3,700 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $395,361 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $395,361!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$504,539
Your Cash$395,361
Total Purchase Price:$899,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$2,327/mo
Traditional @ 7.5%
$3,838/mo
You save $1,511/month ($18,126/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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