Dan Kaercher

Dan Kaercher

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Pending

$424,000

($154,006 down)
FHA

124 El Capitan Ln, Antioch, CA 94509

4
2
1,342 sqft
PITI Monthly
$2,194.74 /mo

Listing courtesy of: Glenn Macayan, MY LOCAL REALTY SEVICES

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,389 /mo
$2,039 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN

Located in the welcoming community of Valley Mountain, this PUD offers a wonderful opportunity to own a spacious 4-bedroom, 1.5-bath townhome with plenty of charm and functionality. Enjoy central air and heat, a private courtyard perfect for morning coffee or evening relaxation, indoor laundry, and a 2-car garage with generous storage space. Inside, you'll find laminate flooring, granite kitchen countertops, updated stair handrails, and a neutral paint palette that provides a warm and inviting feel. Additional features include window blinds, modern toilets, and a thoughtfully designed layout ideal for families or first-time homebuyers. Situated in the heart of Antioch, this home offers easy access to shopping, dining, parks, and outdoor activities. Plus, it's conveniently located near the freeway and BART station, making it a great choice for commuters.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.7
Remaining Loan Term
24 years, 9 months
Monthly PITI
$2,194.74/mo
Estimated Loan Balance
$296,375
Cash to close
$154,006
Interest Paid
$55,687

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None, Association

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1972
Details
  • Builder:

Community & HOA

Community
  • Subdivision: VALLEY MOUNTAIN
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: CALL LISTING AGENT
  • HOA Amenities: Unknown
  • HOA Fee: $295
  • HOA Frequency: $Monthly
Location
  • Region: Antioch

Financial Details

  • Price per Sqft: $315.95
  • Tax Annual Amount: $5300
  • On Market Date: 2025-03-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,006 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $154,006!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$269,994
Your Cash$154,006
Total Purchase Price:$424,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,389/mo
Traditional @ 7.5%
$2,115/mo
You save $725/month ($8,704/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41090506

Listing From:

Last updated: 2025-04-02T19:48:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.7%
7.15%

Principal & Interest

$1,389 /mo
$2,039 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $154,006 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $154,006!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.7% Sellers Rate
$269,994
Your Cash$154,006
Total Purchase Price:$424,000

Assumed vs Traditional Mortgage

Assumed @ 3.7%
$1,389/mo
Traditional @ 7.5%
$2,115/mo
You save $725/month ($8,704/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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