Dan Kaercher

Dan Kaercher

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$569,000

($280,394 down)
FHA

12490 Rustic Oak Trail, Victorville, CA 92392

5
4
3,108 sqft
PITI Monthly
$2,377.73 /mo

Listing courtesy of: Maria De Lou Aleman, CALIFORNIA PRIME REAL ESTATE

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,391 /mo
$2,165 /mo

What's Special

SHOPPING
DINING
SPACIOUS
FIREPLACE
MASTER SUITE
PATIO
PUBLIC TRANSPORTATION

Welcome to 12490 Rustic Oak Trail, in Victorville, CA 92392 Located in the prestigious Eagle Ranch Community. This MAJESTIC HOME features 3,108 sq. ft. with 5 large bedrooms and 4 baths, 11,000 sq. ft. lot and 4 car garage. Walk in to the double doors and you are welcomed to a spacious living room with high ceilings a beautiful stairwell with a cat walk that overlooks the living room. A very large family room with an elegant fireplace, a gorgeous kitchen with a center Island definitely a chef's dream. The formal dining room is very spacious. The master suite is downstairs with double doors and high ceilings. The master bath has a sunken tub for those romantic getaway's This home has plenty of light, lots of windows that invite your family and guests to enjoy such a peaceful home, visiting with each other. This home has everything for the family that loves to entertain, it also has a large patio for family BBQ's The large lot has plenty of room for a swimming pool or whatever your heart desires. It seats at the end of a cull de sac, talk about privacy. The 4 car garage has plenty of room for all your cars and toys. This home is close to everything from churches to shopping schools Fwys and public transportation. Updated photos coming soon. The seller made more upgrades. Water fountain in front is not included with the sale. Bring your fussiest buyers, they will fall in love with this dream home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 3 months
Monthly PITI
$2,377.73/mo
Estimated Loan Balance
$291,372
Cash to close
$280,394
Interest Paid
$46,787

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $183.08
  • Tax Annual Amount: $7112.5
  • On Market Date: 2025-02-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $280,394 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $280,394!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$288,606
Your Cash$280,394
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,391/mo
Traditional @ 7.5%
$2,245/mo
You save $854/month ($10,249/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV25043828

Listing From:

Last updated: 2025-03-29T18:52:30.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,391 /mo
$2,165 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $280,394 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $280,394!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$288,606
Your Cash$280,394
Total Purchase Price:$569,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,391/mo
Traditional @ 7.5%
$2,245/mo
You save $854/month ($10,249/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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