Dan Kaercher

Dan Kaercher

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$1,100,000

($451,179 down)
VA

1245 Via Candelas, Oceanside, CA 92056

3
3
2,029 sqft
PITI Monthly
$4,579.17 /mo

Listing courtesy of: Christina Powers, KW The Lakes

Assumed Rate

3.04%
7.15%

Principal & Interest

$3,030 /mo
$4,830 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
BALCONY
COMMUNITY POOL
CHARMING
EFFICIENT
SOLAR PANELS

Welcome to 1245 Via Candelas, a contemporary masterpiece nestled in the highly sought-after Pacific Ridge community. This home is a showstopper, blending modern elegance, energy efficiency, and unbeatable convenience. Pride of ownership shines throughout this 3-bedroom, 2.5-bath beauty, complete with a loft, office, and a two-car garage equipped with an EV charger—ideal for today’s lifestyle. Step inside and be captivated by the bright, airy open-concept design, bathed in natural light and enhanced by sleek finishes. The gourmet kitchen is a chef’s dream, featuring stunning quartz countertops, recessed lighting, and top-of-the-line stainless steel appliances, including a double oven, dishwasher, refrigerator, washer, and dryer—all included! Custom shutters throughout add a touch of sophistication, while 14 fully owned solar panels ensure sustainable, cost-effective living. The primary suite is nothing short of luxurious, boasting a spacious walk-in closet and a spa-like en-suite bath with an oversized walk-in shower and dual showerheads. Wake up to breathtaking views of the community pool from your private sanctuary. A front-facing bedroom with its own balcony provides a charming retreat, while strategically placed windows offer sweeping hillside vistas. But the magic doesn’t stop inside—step into your private, fully finished backyard oasis. Gather around the brand-new gas fire pit, unwind under the built-in gazebo, and envision endless possibilities with the pre-installed gas line—ready for your dream outdoor kitchen. It’s an entertainer’s paradise! Situated just 10 minutes from Oceanside’s stunning beaches, this home offers the perfect blend of coastal charm and suburban convenience. Enjoy easy access to top-rated schools, fantastic dining, premier shopping, and outdoor recreation. Plus, residents enjoy resort-style community amenities, including a sparkling pool, relaxing spa, and lush park spaces. With low taxes and an HOA of just $170/month, this sophisticated, stylish, and energy-efficient home is a rare gem. Don’t wait—experience the best of modern living today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.04
Remaining Loan Term
25 years, 8 months
Monthly PITI
$4,579.17/mo
Estimated Loan Balance
$655,701
Cash to close
$451,179
Interest Paid
$89,928

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Concrete
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: DogPark, Gutters, Park, StormDrains, StreetLights, Suburban, Sidewalks, Gated
HOA
  • Has HOA: Yes
  • HOA Name: Avalon
  • HOA Amenities: Unknown
  • HOA Fee: $215
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $542.14
  • Tax Annual Amount: $13750
  • On Market Date: 2025-03-06T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $451,179 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $451,179!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$648,821
Your Cash$451,179
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$3,030/mo
Traditional @ 7.5%
$5,010/mo
You save $1,979/month ($23,754/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25049738

Listing From:

Last updated: 2025-04-02T19:20:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.04%
7.15%

Principal & Interest

$3,030 /mo
$4,830 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $451,179 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $451,179!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.04% Sellers Rate
$648,821
Your Cash$451,179
Total Purchase Price:$1,100,000

Assumed vs Traditional Mortgage

Assumed @ 3.04%
$3,030/mo
Traditional @ 7.5%
$5,010/mo
You save $1,979/month ($23,754/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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