Dan Kaercher

Dan Kaercher

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Closed

$1,075,000

($258,670 down)
FHA

12440 Alderglen Street, Moorpark, CA 93021

5
3
2,518 sqft
PITI Monthly
$7,267.98 /mo

Listing courtesy of: Summer Toth, Better Homes and Gardens Real Estate Town Center

Assumed Rate

6.91%
7.15%

Principal & Interest

$5,468 /mo
$5,602 /mo

What's Special

SHOPPING
DINING
SPACIOUS
BREAKFAST NOOK
FIREPLACE
WALK-IN CLOSET
DOUBLE VANITY
SOAKING TUB
PATIO
COMMUNITY POOL
CUL-DE-SAC
CHARMING
COZY

Tucked away on a quiet, tree-lined cul-de-sac, this hidden gem offers the perfect blend of exclusivity and convenience in a beautifully designed two-story home. Set on an expansive lot, this peaceful retreat features five spacious bedrooms, 2.5 bathrooms, and 2,518 square feet of inviting living space. A gated walkway leads to the welcoming entry, where soaring ceilings and a thoughtfully designed layout create an unmistakable sense of home.The living and dining rooms are bathed in natural light, offering a cozy yet elegant ambiance with a brick fireplace and picturesque views of the surrounding landscape. Whether hosting a lively gathering or enjoying a quiet night by the fire, this home offers versatility and warmth. The kitchen and family room seamlessly connect, forming the heart of the home. With ample counter space, generous cabinetry, a convenient service bar, Newer Cafe Brand appliances, and a charming breakfast nook, the kitchen is as functional as it is inviting.Ascending the grand staircase, you'll find the large primary suite, complete with a cozy sitting area and an ensuite bath featuring a double vanity, walk-in closet, dual showers, and a soaking tub--your own private retreat. Four additional bedrooms provide comfortable and private spaces for relaxation or work.The true highlight of this home is the breathtaking backyard. With lush landscaping with lemon trees, blackberries, a spacious paver patio, and an in-ground spa, this outdoor oasis is perfect for unwinding under the stars--whether by the firepit or soaking in the spa. Nestled in a cul-de-sac, the home offers a sense of seclusion while still being just minutes from shopping, parks, and top-rated schools.Additional amenities include front yard maintenance provided by the association and access to a nearby community pool and spa.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.91
Remaining Loan Term
28 years, 6 months
Monthly PITI
$7,267.98/mo
Estimated Loan Balance
$1,065,000
Cash to close
$258,670
Interest Paid
$85,340

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Association, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Creekside II-290 - 1002432
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Creekside
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Moorpark

Financial Details

  • Price per Sqft: $426.93
  • Tax Annual Amount: $13437.5
  • On Market Date: 2025-03-08T00:00:00.000Z
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Savings Calculator

Current cash to close is $258,670 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $258,670!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$816,330
Your Cash$258,670
Total Purchase Price:$1,075,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$5,468/mo
Traditional @ 7.5%
$5,811/mo
You save $343/month ($4,112/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 225001161

Listing From:

Last updated: 2025-03-10T19:23:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.91%
7.15%

Principal & Interest

$5,468 /mo
$5,602 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $258,670 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $258,670!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.91% Sellers Rate
$816,330
Your Cash$258,670
Total Purchase Price:$1,075,000

Assumed vs Traditional Mortgage

Assumed @ 6.91%
$5,468/mo
Traditional @ 7.5%
$5,811/mo
You save $343/month ($4,112/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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