Dan Kaercher

Dan Kaercher

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Closed

$419,000

($135,444 down)
FHA

12425 Ebel Avenue, Northfield, MN 55057

4
3
2,427 sqft
PITI Monthly
$1,891.66 /mo

Listing courtesy of: , RE/MAX Advantage Plus

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,255 /mo
$2,055 /mo

What's Special

REMODELED
FIREPLACE
DECK
PATIO
LANDSCAPED
HISTORIC

Welcome to 12425 Ebel ave. Located just a few miles from historic Northfield on paved roads, this oasis sits on an acre of land that has been beautifully landscaped in the last few years. This updated bi level home is full of wonderful features and has a large wall of windows in the main living area that's perfect for enjoying the natural environment that surrounds the home. Some of the quality features include a gas fireplace and kitchen countertops installed 2019, roof in 2018, and a remodeled deck in 2019. The current owners installed wood floors on the main level, tongue in groove wood ceiling, removed a wall in the kitchen area, added a high end gas stove and dishwasher, built in some book cases, and replaced the furnace, AC and toilets. The backyard is a private arboretum with Lake Superior Boulders and connecting paths to a moss garden, a rose garden and a vegetable garden. The large deck overlooks the marvelous landscaping, there's a nice patio that is accessible from the walk out foundation, and the yard is frequently visited by deer, turkey and other local wildlife. What a great home in a great area.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,891.66/mo
Estimated Loan Balance
$290,488
Cash to close
$135,444
Interest Paid
$30,338

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer
  • Water Source: Shared System
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Unknown
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oak Hill South
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Northfield

Financial Details

  • Price per Sqft: $172.64
  • Tax Annual Amount: $3250
  • On Market Date: 2024-08-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $135,444 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $135,444!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$283,556
Your Cash$135,444
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,255/mo
Traditional @ 7.5%
$2,132/mo
You save $877/month ($10,521/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6591786

Listing From: northstar

Last updated: 2024-11-09T01:24:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,255 /mo
$2,055 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $135,444 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $135,444!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$283,556
Your Cash$135,444
Total Purchase Price:$419,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,255/mo
Traditional @ 7.5%
$2,132/mo
You save $877/month ($10,521/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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