Dan Kaercher

Dan Kaercher

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Closed

$259,900

($102,952 down)
FHA

12384 Zealand Avenue N, Champlin, MN 55316

3
2
1,385 sqft
PITI Monthly
$1,323.52 /mo

Listing courtesy of: , eXp Realty

Assumed Rate

3.62%
7.15%

Principal & Interest

$836 /mo
$1,239 /mo

What's Special

LOCATION
SHOPPING
FIREPLACE
WALK-IN CLOSET
PATIO

Adorable 3 Bed, 2 Bath townhome in great location! Main floor boasts Open kitchen, dinning room, living room floor plan, along with walk-in pantry, fireplace, and bathroom. Upper Level includes 3 Beds on one level, with the primary featuring a walk-in closet, and 2 additional bedrooms, plus laundry with shelving. Enjoy evenings on the patio with no neighbors across from you, surrounded by trees for extra privacy. Newer Stainless Steel upgraded appliances, Quartz counter tops, stone backsplash, updated flooring and fixtures throughout. As close as you can get to new.... NEW Furnace (2023), NEW AC (2023), NEW Water heater (2024), New Dishwasher (2024) New Insulated Garage Door (2023), Neutral Paint Colors, Brand New Carpet. You are all set for easy living for years! Just Bring your things and enjoy! Located just a short walk from the Mississippi River trails, Elm Creek trails, Archery & Nature Center, parks, & shopping. In addition, quick access to 169, 10 & 610! Quick close available. This one is waiting for you to make it Your New Home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 11 months
Monthly PITI
$1,323.52/mo
Estimated Loan Balance
$167,280
Cash to close
$102,952
Interest Paid
$32,110

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Asphalt, Pitched
Condition
  • Year Built: 1998
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cic 0862 Oak Creek Condos
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Omega
  • HOA Amenities: Unknown
  • HOA Fee: $314
  • HOA Frequency: $Monthly
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $187.65
  • Tax Annual Amount: $2486
  • On Market Date: 2024-08-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $102,952 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $102,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$156,948
Your Cash$102,952
Total Purchase Price:$259,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$836/mo
Traditional @ 7.5%
$1,286/mo
You save $449/month ($5,391/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6581213

Listing From: northstar

Last updated: 2024-09-23T13:47:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$836 /mo
$1,239 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $102,952 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $102,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$156,948
Your Cash$102,952
Total Purchase Price:$259,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$836/mo
Traditional @ 7.5%
$1,286/mo
You save $449/month ($5,391/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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