Dan Kaercher

Dan Kaercher

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Pending

$472,500

($125,403 down)
FHA

12349 N 147TH Drive, Surprise, AZ 85379

5
3
2,285 sqft
PITI Monthly
$2,125.61 /mo

Listing courtesy of: Angelica Diaz, eXp Realty

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,586 /mo
$2,508 /mo

What's Special

VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CHARMING
COZY
MOTIVATED SELLER

MOTIVATED SELLERS!! Check out this beautiful 5 bed, 3 bath residence now for sale in Rancho Gabriela! Featuring a charming facade w/stone accents, a lush green front yard, and a 2 car garage, this home is sure to be the one for you! Come inside to discover a sizeable open floor plan w/vaulted ceilings, perfect for entertaining. The gorgeous kitchen is comprised of ample cabinetry, a walk-in pantry, granite counters, all the built-in appliances you'll need for home cooking, and a breakfast bar. The primary bedroom features a walk-in closet and a private ensuite w/dual sinks for added convenience. Don't forget about the cozy den, ideal for an office or reading nook. Also including a lovely backyard w/a covered patio and a sparkling blue pool, this home is a true gem! Don't miss out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,125.61/mo
Estimated Loan Balance
$354,431
Cash to close
$125,403
Interest Paid
$35,284

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco, Stone
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA PHASE 1
  • Features: Community Pool, Playground, Biking/Walking Path, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Gabriela
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $206.78
  • Tax Annual Amount: $1320
  • On Market Date: 2025-02-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,403 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $125,403!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$347,097
Your Cash$125,403
Total Purchase Price:$472,500

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,586/mo
Traditional @ 7.5%
$2,602/mo
You save $1,016/month ($12,192/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6818834

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-27T18:04:24.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,586 /mo
$2,508 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $125,403 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $125,403!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$347,097
Your Cash$125,403
Total Purchase Price:$472,500

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,586/mo
Traditional @ 7.5%
$2,602/mo
You save $1,016/month ($12,192/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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