Dan Kaercher

Dan Kaercher

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Closed

$780,000

($598,165 down)
FHA

12342 Ramsey Drive, Whittier, CA 90605

4
2
1,327 sqft
PITI Monthly
$1,787.19 /mo

Listing courtesy of: Jesse Sanchez, PAK HOME REALTY

Assumed Rate

3.38%
7.15%

Principal & Interest

$1,354 /mo
$2,067 /mo

What's Special

REMODELED
LOCATION
SPACIOUS
GRANITE COUNTERTOPS
PATIO
QUIET NEIGHBORHOOD
FAMILY-FRIENDLY
CHARMING

This charming 4-bedroom, 2-bath home is the perfect blend of comfort, and convenience. Located in a quiet neighborhood, it offers a peaceful retreat while being close to everything you need. The home features an extended driveway with RV parking, providing ample space for vehicles and recreational equipment. Inside, the remodeled kitchen is a true highlight, boasting granite countertops with an island, making it ideal for both cooking and entertaining. The entire interior has been freshly painted, the bedrooms have new carpet, and new light fixtures give the home a bright, updated feel. For added convenience, there is a direct access garage that makes coming and going a breeze. The backyard patio is perfect for outdoor relaxation or entertaining family and friends. This home is priced to sell quickly, making it an exceptional opportunity in a sought-after location. With its thoughtful updates, spacious layout, and family-friendly appeal, it’s a must-see. Don’t miss your chance to make this wonderful home yours—schedule a showing today before it’s gone!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.38
Remaining Loan Term
13 years, 8 months
Monthly PITI
$1,787.19/mo
Estimated Loan Balance
$256,529
Cash to close
$598,165
Interest Paid
$136,918

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Urban
HOA
  • Has HOA: No
Location
  • Region: Whittier

Financial Details

  • Price per Sqft: $587.79
  • Tax Annual Amount: $
  • On Market Date: 2024-11-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $598,165 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $598,165!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.38% Sellers Rate
$181,835
Your Cash:$598,165
Total Purchase Price:$780,000

Assumed vs Traditional Mortgage

Assumed @ 3.38%
$1,354/mo
Traditional @ 7.5%
$2,144/mo
You save $790/month ($9,482/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24239590

Listing From:

Last updated: 2025-01-14T01:00:11.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.38%
7.15%

Principal & Interest

$1,354 /mo
$2,067 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $598,165 (77%)
You can enter any amount below - secondary financing will cover the difference if needed.
77%
$

You cover the entire equity of $598,165!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.38% Sellers Rate
$181,835
Your Cash:$598,165
Total Purchase Price:$780,000

Assumed vs Traditional Mortgage

Assumed @ 3.38%
$1,354/mo
Traditional @ 7.5%
$2,144/mo
You save $790/month ($9,482/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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