Dan Kaercher

Dan Kaercher

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Closed

$239,900

($30,101 down)
VA

1233 2ND Street N, Fargo, ND 58102

2
2
894 sqft
PITI Monthly
$1,329.5 /mo

Listing courtesy of: , Dakota Plains Realty

Assumed Rate

3.1%
7.15%

Principal & Interest

$957 /mo
$1,513 /mo

What's Special

DINING
HARDWOOD FLOORS
FIREPLACE
CHARMING

Wonderful, updated home with tons of character in fantastic N Fargo neighborhood! The charming main floor has solid surface counters, a cute dining area with built-in cabinetry and a shiplap ceiling, gorgeous hardwood floors, a wood burning fireplace, updated full bath with tile surround in the tub, and 2 bedrooms (2 closets in primary). The basement features a 3rd finished bedroom (needs egress), updated 1/2 bath and included washer/dryer with utility sink. This home also has newer windows and gas forced/central air! Enjoy relaxing on your 10X17 three season porch while watching your furry friends run around the fully fenced backyard. Although the garage is technically a 1 stall, it is 18' wide by 21' deep and has substantial space for all your workshop/storage needs! Don't miss out on this great home with nothing to do but move in! (Gas/Electric through XCel average $113.11 - City of Fargo average is $72.30)

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$1,329.5/mo
Estimated Loan Balance
$210,625
Cash to close
$30,101
Interest Paid
$21,285

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Other
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Wood Burning
  • Flooring: Hardwood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Other
  • Roof: Architecural Shingle
Condition
  • Year Built: 1941
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Holes 1st
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $268.34
  • Tax Annual Amount: $2674
  • On Market Date: 2025-02-05T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $30,101 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $30,101!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$209,799
Your Cash$30,101
Total Purchase Price:$239,900

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$957/mo
Traditional @ 7.5%
$1,570/mo
You save $613/month ($7,355/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6656863

Listing From: northstar

Last updated: 2025-03-12T18:39:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$957 /mo
$1,513 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $30,101 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $30,101!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$209,799
Your Cash$30,101
Total Purchase Price:$239,900

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$957/mo
Traditional @ 7.5%
$1,570/mo
You save $613/month ($7,355/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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