Dan Kaercher

Dan Kaercher

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$399,000

($150,817 down)
FHA

12321 N Sanderlin Drive Drive, Marana, AZ 85653

4
3
2,046 sqft
PITI Monthly
$1,953.21 /mo

Listing courtesy of: Catherine Nichole Morency, Coldwell Banker Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,251 /mo
$2,053 /mo

What's Special

ENTERTAINMENT
MODERN
HOME OFFICE
PATIO

Why wait months for a new build and potentially pay $92,000 more for the same Sapphire floor plan without a finished backyard? This beautifully upgraded 4-bedroom, 3-bathroom home offers an incredible opportunity to assume an FHA loan, potentially adding even more savings. Upgrades include extended wood-look tile flooring, a modern kitchen backsplash, a farmhouse sink, a barn door in the primary suite, and extended patio doors for seamless indoor-outdoor living. A versatile additional living space near one of the bedrooms and bathrooms provides the perfect setup for guests, multi-generational living, a home office, movie room, or gym. The large, finished backyard is ready for your vision, with room for a pool, gardens, a dog run, fire pit, or your ultimate entertainment space.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,953.21/mo
Estimated Loan Balance
$280,273
Cash to close
$150,817
Interest Paid
$32,697

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fans, Central Air, Zoned
  • Heating: Forced Air, Natural Gas, Zoned
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Ceramic Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Connected
  • Water Source: City
Pool
  • Has Pool: Yes
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: One
  • Home type: Single Family Residence
  • Architectural Style: Contemporary, Modern, Southwestern
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Gladden Farms Blocks 35 & 39
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $77.00
  • HOA Frequency: $Quarterly
Location
  • Region: Marana

Financial Details

  • Price per Sqft: $195.01
  • Tax Annual Amount: $4044.22
  • On Market Date: 2024-08-29T14:25:31.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,817 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $150,817!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$248,183
Your Cash$150,817
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,251/mo
Traditional @ 7.5%
$2,130/mo
You save $879/month ($10,549/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 22421293

Listing From: MLS of Southern Arizona

Last updated: 2025-03-19T23:41:35.000Z

© , MLS of Southern Arizona. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,251 /mo
$2,053 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,817 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $150,817!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$248,183
Your Cash$150,817
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,251/mo
Traditional @ 7.5%
$2,130/mo
You save $879/month ($10,549/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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