$1,049,000
($517,530 down)1228 Santa Lucia Road, Chula Vista, CA 91913
PITI Monthly
Listing courtesy of: Edna Mitchell, Finest City Homes
Assumed Rate
2.99%
7.15%Principal & Interest
$2,442 /mo
$3,917 /moWhat's Special
Spacious two story home with amazing views! This stunning home offers a full bedroom and bathroom on the main floor, perfect for guests or multigenerational living. Enjoy breathtaking views, a dedicated office/den and a versatile loft space. The interior boasts upgraded carpet, wood blinds, a kitchen pantry and central A/C for year-round comfort. Step outside to beautifully maintained landscaping, while the garage features custom shelving and closets for optimal organization. Additional highlights include a custom security system, cozy fireplace and a convenient laundry room. This home provides both security and exclusivity.
Assumption Snapshot
Type of Loan
VA
Interest Rate
2.99
Remaining Loan Term
26 years, 2 months
Monthly PITI
$3,834.85/mo
Estimated Loan Balance
$682,950
Cash to close
$517,530
Interest Paid
$63,810
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
Cooling & Heating
- Cooling: CentralAir
- Heating: Unknown
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: FamilyRoom
- Flooring: Unknown
Exterior
Fencing
- Fencing: Unknown
Roof
- Roof: Composition
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: No
- Carport Spaces:
Water
- Sewer: Unknown
- Water Source: Unknown
Pool
- Has Pool: No
- Pool Features: Community
Construction
Type & Style
- Stories: 2
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Composition
Condition
- Year Built: 2001
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Park, Pool
HOA
- Has HOA: Yes
- HOA Name: Walter Management
- HOA Amenities: Unknown
- HOA Fee: $116
- HOA Frequency: $Monthly
Location
- Region: Chula Vista
Financial Details
- Price per Sqft: $411.53
- Tax Annual Amount: $13112.5
- On Market Date: 2025-03-27T00:00:00.000Z
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You cover the entire equity of $517,530!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: PTP2502190
Listing From:
Last updated: 2025-04-03T05:51:40.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.99%
7.15%Principal & Interest
$2,442 /mo
$3,917 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $517,530!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
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