Dan Kaercher

Dan Kaercher

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$200,000

($39,663 down)
VA

12266 Black oak Drive, Loch Lomond, CA 95461

2
2
1,000 sqft
PITI Monthly
$1,178.38 /mo

Listing courtesy of: Richard Garcia, eXp Realty of Northern California, Inc.

Assumed Rate

2.35%
7.15%

Principal & Interest

$799 /mo
$1,298 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
HOME OFFICE
DECK
CHARMING
COZY

Escape to Serenity*Nestled among the trees, this charming 2-bedroom, 2-bathroom cottage offers the perfect blend of tranquility and convenience. Enjoy breathtaking views from the expansive deck, ideal for sipping morning coffee or relaxing amidst nature.*Features:*- Granite countertops in the kitchen- Spacious 2-bedroom, 2-bathroom layout- Cozy shed perfect for a home office or hobby space- Close proximity to local stores, restaurants, and shops*Perfect for:*- Full-time residence- Vacation getaway- Nature lovers- Those seeking peace and quiet

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.35
Remaining Loan Term
20 years, 9 months
Monthly PITI
$1,178.38/mo
Estimated Loan Balance
$174,186
Cash to close
$39,663
Interest Paid
$16,954

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Electric
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Wood

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Other
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking
HOA
  • Has HOA: No
Location
  • Region: Loch Lomond

Financial Details

  • Price per Sqft: $200
  • Tax Annual Amount: $2500
  • On Market Date: 2024-09-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,663 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $39,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.35% Sellers Rate
$160,337
Your Cash$39,663
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 2.35%
$799/mo
Traditional @ 7.5%
$1,342/mo
You save $542/month ($6,507/year)

*Secondary financing rates are an estimated value based on input

MLS ID: C1-10763

Listing From:

Last updated: 2025-02-10T16:24:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.35%
7.15%

Principal & Interest

$799 /mo
$1,298 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,663 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $39,663!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.35% Sellers Rate
$160,337
Your Cash$39,663
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 2.35%
$799/mo
Traditional @ 7.5%
$1,342/mo
You save $542/month ($6,507/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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