Dan Kaercher

Dan Kaercher

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$465,000

($118,207 down)
FHA

1225 Baker Street, Longmont, CO 80501

4
4
1,955 sqft
PITI Monthly
$2,211.56 /mo

Listing courtesy of: Adam Pippin, American Home Agents

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,579 /mo
$2,507 /mo

What's Special

LOCATION
DESIRED
SERENE
ENTERTAINMENT
FIREPLACE
FINISHED BASEMENT
DECK
COZY

Looking for a property that offers more than just a place to live? You may want something with true POTENTIAL, an unbeatable LOCATION, and enough space for you to thrive – all within your budget. Well, here it is! Freshly painted interior, this property checks all the boxes! Featuring 4 generous bedrooms and 4 bathrooms, it’s a perfect blend of comfort and versatility. The cozy living area, complete with a gas fireplace, sets the tone for relaxation. The kitchen is both practical and inviting, with a gas stove and eating area, making daily life effortless. Plus, the partially finished basement offers tons of storage and entertainment options. Seller has a flooring quote for new flooring as well and willing to work with the buyers to help cover the expense, if desired! The main-level suite is a standout, offering a private entry, covered deck, and a serene outdoor space – your personal retreat. And with a 2-car garage, plus additional gated parking just across the street, convenience is key. Not to mention the full-sized driveway that adds 2 more parking spaces! Whether you’re looking for peace and quiet or a home with room to grow, this property is the perfect mix of simplicity, comfort, and future potential. Location, location, location – combined with endless possibilities – make this an unbeatable opportunity for you and your guests!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,211.56/mo
Estimated Loan Balance
$352,263
Cash to close
$118,207
Interest Paid
$36,687

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Gas Log, Living Room
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Meadows
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: The Meadows Townhouse Homeowner's Association
  • HOA Amenities: Unknown
  • HOA Fee: $315
  • HOA Frequency: $Monthly
Location
  • Region: Longmont

Financial Details

  • Price per Sqft: $237.85
  • Tax Annual Amount: $2436
  • On Market Date: 2024-12-13T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $118,207 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $118,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$346,793
Your Cash$118,207
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,579/mo
Traditional @ 7.5%
$2,600/mo
You save $1,021/month ($12,258/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6469357

Listing From: recolorado

Last updated: 2025-03-26T18:34:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,579 /mo
$2,507 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,207 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $118,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$346,793
Your Cash$118,207
Total Purchase Price:$465,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,579/mo
Traditional @ 7.5%
$2,600/mo
You save $1,021/month ($12,258/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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